Apply for Amazon Chase credit card and earn 5% back on Amazon.com and Whole Foods Market purchases.
Earn 2% back at gas stations and restaurants, plus 1% back on all other purchases. With no annual fee, it provides great value for everyday expenses.
If these perks match your spending habits, visiting the official website to start your Amazon Visa card application could be a great move.
How Does the Amazon Prime Rewards Visa Signature Card Work?
The Amazon Visa credit card provides 5% back on Amazon.com and Whole Foods Market purchases. If you don’t have Prime, you still earn 3% back at these retailers.
Additionally, you receive 2% back at gas stations, restaurants, and local transit, making it useful for everyday expenses. All other purchases earn 1% back, ensuring rewards no matter where you shop.
Your cashback can be redeemed directly at Amazon.com, or converted into cash, gift cards, or travel credits through Chase Rewards.
Main details of the card
The Amazon Prime Rewards Visa Signature Card is a credit card designed for Amazon Prime members. It offers exclusive rewards on purchases made at Amazon.com and Whole Foods Market.
With this card, users can earn cashback on everyday spending, including gas stations and restaurants. It also comes with no annual fee and no foreign transaction fees.
Keep reading to learn how this Amazon credit card works and how you can apply for the Amazon Chase credit card today!
Advantages of the Amazon Prime Rewards Visa Signature Card

No Annual Fee
Enjoy unlimited rewards without paying an annual credit card fee, making it a cost-effective option for frequent shoppers.

Instant $100 Amazon Gift Card
Once approved, you will receive a $100 Amazon Gift Card instantly credited to your Amazon account, ready to use on purchases.

5% Back at Amazon and Whole Foods
Amazon Prime members earn 5% cashback on all purchases at Amazon.com and Whole Foods Market, maximizing savings on essential shopping.

2% Back on Gas, Restaurants, and Transit
Earn 2% cashback on purchases at gas stations, restaurants, and for local transit, helping you save on everyday expenses.

1% Back on All Other Purchases
For everything else, get 1% cashback wherever Visa is accepted, ensuring you earn rewards no matter where you shop.

No Foreign Transaction Fees
Use your Amazon Visa card when traveling abroad without worrying about extra fees on international purchases.
Timeline: What Happens After You Apply?
After submitting your application, the approval process and card delivery follow a structured timeline. Below is an overview of what to expect.
| Step | What Happens? | Estimated Timeframe |
|---|---|---|
| Application Submission | Fill out the form and submit online. | Instant |
| Approval Decision | Most applicants receive an instant response. | Instant or up to 7 days |
| Gift Card Credit | If approved, the $100 Amazon Gift Card is added to your account. | Immediately |
| Card Shipment | Your physical card is printed and sent via mail. | 5-10 business days |
| First Use | Start using your card in-store and online. | As soon as it arrives |
Disclaimer: Approval times may vary based on credit history, verification requirements, and Chase’s review process.
How to Apply for the Amazon Prime Rewards Visa Signature Card?
Applying for the Amazon Visa credit card is quick and straightforward. Follow these simple steps to submit your application and start enjoying exclusive rewards.
- Visit the Official Amazon Credit Card Page: Open the Amazon Visa Card page on the Amazon website.
- Sign In to Your Amazon Account: Log into your Amazon account to check your eligibility.
- Fill Out the Application Form: Provide your personal and financial details as requested.
- Review and Submit Your Application: Ensure all information is correct before submitting.
- Receive Approval and Your $100 Amazon Gift Card: If approved, get your card and $100 gift card instantly.
Who Is the Amazon Prime Rewards Visa Signature Card For?
The Amazon Prime Rewards Visa Signature Card is tailored for individuals who frequently shop at Amazon.com and Whole Foods Market, offering substantial rewards for loyal customers. It is particularly beneficial for:
- Amazon Prime Members: Cardholders with an eligible Prime membership earn 5% back on purchases at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases.
- Regular Amazon Shoppers: Even without a Prime membership, cardholders earn 3% back on Amazon.com and Whole Foods Market purchases, making it advantageous for those who frequently shop at these retailers.
- Everyday Spenders: The card offers 2% back at restaurants, gas stations, and on local transit and commuting, including rideshare, providing rewards on common expenses.
- International Travelers: With no foreign transaction fees, this card is suitable for those who travel abroad and wish to avoid extra charges on international purchases.
- Individuals Seeking No Annual Fee Cards: The card has no annual credit card fee, making it a cost-effective option for budget-conscious consumers.
Is the Amazon Prime Rewards Visa Signature Card Worth It?
For frequent Amazon and Whole Foods shoppers, this card offers high-value rewards with 5% back on purchases. The lack of an annual fee makes it even more attractive.
It also includes no foreign transaction fees, making it a solid choice for those who travel internationally. The purchase protections and extended warranty benefits add extra security.
However, if you rarely shop on Amazon, the benefits may not justify getting this card. In that case, a general cashback credit card with broader rewards categories may be a better fit.
Frequently Asked Questions About the Amazon Chase Credit Card
Yes, if you have an eligible Prime membership, you can upgrade your Amazon Visa to earn 5% back on Amazon.com, Amazon Fresh, and Whole Foods Market purchases.
Contact Chase customer service immediately to report a lost or stolen card. They offer zero liability protection for unauthorized charges.
No, but without a Prime membership, you’ll earn 3% back on Amazon.com, Amazon Fresh, and Whole Foods Market purchases instead of 5%.
With an eligible Prime membership, cardholders earn 5% back on purchases at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases.