FIT Platinum Mastercard: unlock up to $400 in credit limit

Start building credit with the FIT Platinum Mastercard and get up to $400 in initial credit limit without a security deposit.

See below how to request your FIT Platinum Mastercard and enjoy all it has to offer starting today.

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Apply for your card today!

Looking for a simple way to build your credit? The FIT Platinum Mastercard Card is designed to help you do just that.

This card is easy to use and accepted everywhere Mastercard is. It’s a great tool for managing your money and improving your credit score.

Apply for your card today!

Looking for a simple way to build your credit? The FIT Platinum Mastercard Card is designed to help you do just that.

This card is easy to use and accepted everywhere Mastercard is. It’s a great tool for managing your money and improving your credit score.


Now that you understand what this card is about, it’s time to see the main benefits the FIT Platinum Mastercard Card offers.

Credit limit starts at $400
No security deposit required
Reports to all three credit bureaus
Free monthly credit score access
LEARN HOW TO APPLY FOR THIS CARD
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Learn More About the FIT Platinum Mastercard Card

Looking to rebuild your credit with a card that’s made for you? The FIT Platinum Mastercard might be the right choice. It’s built specifically for consumers with less-than-perfect credit.

This card gives you a starting credit limit of up to $400. It’s accepted anywhere Mastercard is, so you can use it just like a traditional credit card.

Backed by Continental Finance and issued by The Bank of Missouri, it’s a trusted option designed to help you move forward.

How does the FIT Platinum Mastercard Card Work?

The FIT card is an unsecured credit card—no security deposit needed. It’s a real credit line, designed to help you build your score.

Each month, your payments are reported to all three major credit bureaus: TransUnion, Experian, and Equifax. That’s a big deal for credit growth.

And with Mastercard Zero Liability Protection, you’re safe from unauthorized charges, giving you peace of mind every time you swipe.

4 Reasons to Apply for the FIT Platinum Mastercard

1. Designed for People with Less-than-Perfect Credit

The FIT Platinum Mastercard is specifically created for individuals with poor or limited credit history, offering an accessible way to get approved and start rebuilding financial credibility.

2. Monthly Credit Reporting to All Three Bureaus

Your payment activity is reported to TransUnion, Experian, and Equifax, giving you the opportunity to build a solid credit profile with consistent, on-time payments each month.

3. Real Mastercard Benefits and Wide Acceptance

Enjoy Mastercard perks like fraud protection, online and in-store usage, and global acceptance, allowing you to make purchases confidently wherever Mastercard is welcomed.

4. No Security Deposit or Collateral Needed

Unlike secured credit cards, you don’t need to put down a deposit—your approved credit limit is available upfront, giving you full access to real credit without tying up your cash.

How to Apply for the FIT Platinum Mastercard Card?

Ready to take the next step toward rebuilding your credit? On the next page, you’ll find everything you need to know about applying for the FIT Platinum Mastercard in full detail.

To move forward and see the complete application process, simply access the button below and review all the essential information to request your FIT Platinum Mastercard today.

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Frequently Asked Questions

The FIT Platinum Mastercard is an unsecured credit card designed for individuals with less-than-perfect credit. It offers an initial credit limit of up to $400 and reports to all three major credit bureaus. This card aims to help users rebuild or establish their credit history.

The card charges a one-time program fee of $95 and an annual fee of $99 for the first year. Starting the second year, the annual fee increases to $125, plus a monthly maintenance fee of $12.50. These fees can significantly impact your available credit limit.​

No, the FIT Platinum Mastercard is an unsecured credit card, meaning it does not require a security deposit. However, it does have high fees that are deducted from your initial credit limit. This setup allows access to credit without upfront collateral.

The card reports your payment history to TransUnion, Experian, and Equifax monthly. Consistent, on-time payments can positively influence your credit score over time. It’s a tool for those aiming to improve their credit standing.

This feature ensures you’re not held responsible for unauthorized charges on your card. It provides peace of mind when making purchases in-store, online, or abroad. Protection applies as long as you report unauthorized use promptly.​