Costco Visa Mastercard: Earn 5% Cash Back on Gas Purchases​

The Costco Visa Mastercard gives you cash back on gas, dining, travel, and Costco purchases.

Apply today and start enjoying exclusive benefits—one of the most requested credit cards in the U.S.

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The Best Cashback Card

With no annual fee and unlimited rewards, this card helps you save on everyday purchases while offering premium perks. It also works as your Costco membership card, making shopping even easier.

Simplify your spending and maximize your rewards. Get your Costco Visa Mastercard today and take advantage of all its benefits.

The Best Cashback Card

With no annual fee and unlimited rewards, this card helps you save on everyday purchases while offering premium perks. It also works as your Costco membership card, making shopping even easier.

Simplify your spending and maximize your rewards. Get your Costco Visa Mastercard today and take advantage of all its benefits.


Ready to discover how this card can make your life better? Let’s dive into the amazing benefits waiting for you.

Earn 1% cashback on all other purchases made anywhere Visa is accepted
Enjoy no annual fee as long as you have an active Costco membership
Pay no foreign transaction fees when using your card internationally
Use the card as your Costco membership ID for added convenience while shopping
LEARN HOW TO APPLY FOR THIS CARD
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Learn More About the Costco Visa Mastercard

The Costco Visa Mastercard is a powerful credit card designed specifically for Costco members. It offers excellent cashback rewards and seamless integration with your Costco membership.

With no annual fee and competitive rewards, it’s an excellent option for those who frequently shop at Costco. Whether for gas, dining, or everyday purchases, this card maximizes savings.

If you’re looking for a reliable credit card with strong benefits, the Costco Visa Mastercard is a great choice. Let’s explore how it works and why it could be the perfect addition to your wallet.

How the Costco Visa Mastercard Works?

The Costco Visa Mastercard functions as both a credit card and a Costco membership card, making checkout fast and easy. You can use it anywhere Visa is accepted, not just at Costco.

It offers generous cashback rewards, including higher percentages on dining, travel, and Costco purchases. Your earned cashback is provided as an annual reward certificate, redeemable at Costco.

With advanced security features and a strong reputation, this card ensures a smooth and safe payment experience. Now, let’s explore the top reasons why you should apply.

4 Reasons to Apply for the Costco Visa Mastercard

1. Unlimited Cashback Rewards

Earn 4% cashback on gas (up to $7,000 per year), 3% on dining and travel, 2% on Costco purchases, and 1% on everything else. Every purchase helps you save.

2. No Annual Fee

Unlike many credit cards, this one has no additional cost for Costco members. That means you enjoy rewards without worrying about yearly charges.

3. Exclusive Costco Benefits

Because it doubles as your Costco membership card, you always have it on hand for easy access to in-store and online discounts.

4. Global Acceptance & Security

Use your card anywhere Visa is accepted while enjoying fraud protection, travel perks, and extended warranty coverage on purchases.

How to Apply for the Costco Visa Mastercard?

Are you ready to take advantage of these exclusive benefits? Applying is simple and can be done entirely online. But before you start, there’s more you need to know.

On the next page, we’ll guide you step-by-step through the application process, including eligibility requirements, approval time, and additional perks.

📌 Access the button below to access the full details and learn exactly how to apply for your Costco Visa Mastercard today!

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Frequently Asked Questions

The Costco Visa Mastercard is a credit card offered by Costco in partnership with Visa, providing members with cashback rewards on various purchases, including gas, dining, travel, and Costco purchases.

The card offers 5% cashback on gas purchases at Costco, 4% on eligible gas and EV charging purchases worldwide (up to $7,000 per year, then 1%), 3% on restaurants and eligible travel, 2% on Costco and Costco.com purchases, and 1% on all other purchases.

Cashback rewards are provided as an annual reward certificate once your February billing statement closes. This certificate can be redeemed for cash or merchandise at U.S. Costco warehouses, including Puerto Rico, and expires on December 31 of the year issued.

You can request a replacement certificate through Citi Online or the Citi Mobile App. Log in, navigate to the Rewards Summary Page, and follow the instructions to access your certificate.

The Costco Visa Mastercard doubles as your Costco membership ID, streamlining your shopping experience by combining both functions into one card.