Reflex Mastercard: unlock up to $1,000 in credit

The Reflex Mastercard can help improve your credit with monthly reports to all three major bureaus and limits starting up to $1,000.

If you want to see how to request your card and take advantage of everything it offers, check below and don’t miss this opportunity.

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Apply for your card today!

The Reflex Mastercard is a credit card designed to help you build or rebuild your credit. It’s easy to use and accepted everywhere Mastercard is recognized.​

With the Reflex Mastercard, you can make everyday purchases while working on improving your credit score. It’s a straightforward tool to manage your finances responsibly.

Apply for your card today!

The Reflex Mastercard is a credit card designed to help you build or rebuild your credit. It’s easy to use and accepted everywhere Mastercard is recognized.​

With the Reflex Mastercard, you can make everyday purchases while working on improving your credit score. It’s a straightforward tool to manage your finances responsibly.


Below, you’ll find the main advantages of the Reflex Mastercard. These features are designed to support your financial journey and credit-building efforts.​

Credit limits start from $300 to $1,000
Chance to double your credit after 6 on-time payments
No security deposit required to get started
Monthly reports to all three credit bureaus
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Learn More About the Reflex Mastercard Card

If you’re looking for a second chance at building credit, the Reflex Mastercard might be exactly what you need. Designed for Americans with less-than-perfect credit, it provides real opportunities to rebuild your financial standing.

With an initial credit limit of up to $1,000, the Reflex Mastercard is accepted anywhere Mastercard is. That means you can shop, dine, or travel while working on your credit at the same time.

Continental Finance, the company behind the Reflex Mastercard, has helped manage over 2.6 million cards. With an A+ rating from the BBB, they’re known for putting customers first.

How does the Reflex Mastercard Card Work?

Once approved, you’ll get an initial credit limit ranging from $300 to $1,000. Over time, with responsible use, you may qualify for a higher credit limit.

Your payment history is reported monthly to TransUnion, Experian, and Equifax. This means on-time payments can directly help improve your credit score.

The card comes with Mastercard Zero Liability Protection. So if someone uses your card without permission, you won’t be held responsible for unauthorized charges.

4 Reasons to Apply for the Reflex Mastercard Card

1. Credit Building Made Simple

The Reflex Mastercard reports your payment history to all three major credit bureaus, giving you a powerful tool to rebuild or establish your credit when used responsibly.

2. Approval Even with Bad Credit

You don’t need perfect credit to qualify—this card is designed for people with fair or poor credit, making it a realistic option for millions of Americans who’ve been turned down elsewhere.

3. Widely Accepted for Everyday Use

The Reflex Mastercard is accepted anywhere Mastercard is, including online, in stores, and while traveling, giving you flexible spending power when you need it most.

4. Fraud Protection and Peace of Mind

With Mastercard Zero Liability Protection, you won’t be held responsible for unauthorized purchases, so you can use your card confidently knowing you’re protected.

How to Apply for the Reflex Mastercard Card?

On the next page, you’ll see exactly how to request your Reflex Mastercard with all the key details. Everything is laid out clearly to guide you through the process.

📌 To continue and view the full application steps, just tap the button below and get one step closer to your Reflex Mastercard.

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Frequently Asked Questions

The Reflex Mastercard is an unsecured credit card issued by Celtic Bank and serviced by Continental Finance. It’s designed for individuals with fair, poor, or limited credit histories. The card reports to all three major credit bureaus, aiding in credit building.​

By making the first six monthly minimum payments on time, you may qualify for a credit limit increase. The initial limit ranges from $300 to $1,000 and can double up to $2,000. Timely payments and responsible usage are key factors.

Once approved, the Reflex Mastercard is typically mailed within three business days. Delivery times may vary based on location and postal service efficiency. Activation instructions are included with the card.

Activate your card online at the website provided on the card’s sticker or by calling the activation number. You’ll need your card number and personal details for verification. Activation should be completed within 30 days of receipt.

Account management is available online through the Reflex Mastercard portal. You can view statements, make payments, and monitor transactions. A mobile app is also available for convenient access.