Citi Double Cash Card: your cash back card for 2025

​The Citi Double Cash Card offers a straightforward way to earn cash back on every purchase.​

Discover how easy it is to apply and start enjoying the benefits today.

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Enjoy a $200 Welcome Bonus

The Citi Double Cash Card gives you money back every time you use it and every time you pay. It’s easy to understand, simple to use, and great for everyday things you already buy.

You don’t need to be an expert to use the Citi Double Cash Card — anyone can do it. Buy what you need, pay your bill, and enjoy real rewards that grow fast.

Enjoy a $200 Welcome Bonus

The Citi Double Cash Card gives you money back every time you use it and every time you pay. It’s easy to understand, simple to use, and great for everyday things you already buy.

You don’t need to be an expert to use the Citi Double Cash Card — anyone can do it. Buy what you need, pay your bill, and enjoy real rewards that grow fast.


Now take a look at the key benefits below to see why the Citi Double Cash Card stands out as a smart choice for anyone looking to earn simple, unlimited rewards every day.

Earn 2% cash back on every purchase — 1% when you buy and 1% when you pay
No annual fee so you keep all the rewards you earn, without paying to use the card
Welcome bonus of $200 after spending $1,500 in the first 6 months
Unlimited cash back with no caps and no rotating categories to track
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Learn More About the Citi Double Cash Card

If you’re looking for a simple and rewarding credit card, the Citi Double Cash Card might be exactly what you need. It’s one of Citi’s most popular cards, and for good reason.

You’ll earn up to 2% cash back on every purchase — with no need to keep track of spending categories. It’s straightforward, unlimited, and powerful.

With no annual fee and an easy-to-understand rewards system, this card fits perfectly into everyday spending for millions of Americans.

How Does the Citi Double Cash Card Work?

You earn 1% cash back when you make a purchase, and an additional 1% when you pay it off. That adds up to 2% cash back total on everything you buy and pay.

There are no rotating categories, no special activation required, and no cash back limits — just steady, reliable rewards.

And the best part? Your rewards come in the form of ThankYou® Points, which can be redeemed for cash, gift cards, travel, or even shopping on Amazon.

4 Reasons You Should Consider the Citi Double Cash Card

1. Earn a Full 2% Cash Back on Everything You Buy and Pay Off

You get 1% cash back when you make a purchase, and another 1% when you pay it off, making this one of the best flat-rate cash back cards available with no rotating categories or enrollment needed.

2. Get a $200 Welcome Bonus with a Low Spending Requirement

New cardmembers earn $200 cash back (20,000 ThankYou® Points) after spending just $1,500 in the first 6 months — a very achievable target for most households.

3. Enjoy a 0% Intro APR for 18 Months on Balance Transfers

This is a powerful feature for anyone looking to pay off high-interest debt with no interest for a year and a half, giving you breathing room to regain financial control.

4. Pay No Annual Fee and Still Get Premium Perks

You won’t pay a dime to carry this card, yet you still enjoy features like fraud protection, digital wallets, contactless payments, and access to Citi Entertainment®.

Earn Even More When You Travel

For a limited time, you can earn 5% total cash back on travel booked through the Citi Travel℠ portal — including hotels, car rentals, and experiences — until December 31, 2025.

That’s 2% from the regular card structure, plus an additional 3% when you book through Citi’s platform. It’s a great way to save while you explore.

This makes the Citi Double Cash Card a smart option for occasional travelers who still want solid rewards without paying an annual fee.

How to Apply for the Citi Double Cash Card?

Now that you know how the Citi Double Cash Card works, it’s time to take the next step. On the next page, you’ll see exactly how to apply and check full card details.

📌 Tap the button below to continue and see how to request your Citi Double Cash Card.

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Frequently Asked Questions

The Citi Double Cash Card offers a total of 2% cash back on purchases: 1% when you buy and an additional 1% as you pay for those purchases. To earn cash back, you must pay at least the minimum due on time. There are no category restrictions or caps on the amount of cash back you can earn.

Yes, new cardmembers can earn a $200 cash back bonus after spending $1,500 on purchases within the first 6 months of account opening. This bonus is fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

The Citi Double Cash Card has no annual fee, allowing you to enjoy its benefits and rewards without any yearly charges. This makes it a cost-effective option for those seeking straightforward cash back rewards.

Cash back is earned in the form of ThankYou® Points. You can redeem these points for cash back as a statement credit, direct deposit, or check. Additionally, points can be used for gift cards, travel, and shopping with points at Amazon.com.

No, there is no cap on the amount of cash back you can earn with the Citi Double Cash Card. You can continue to earn unlimited cash back on all eligible purchases without worrying about reaching a maximum limit.