With the Discover it Student Cash Back Card, students can earn up to 5% cash back on everyday purchases.
Find out how to request yours today—it’s fast, easy, and made just for students like you.
Pick your favorite design
The Discover it Student Cash Back Card gives you money back when you use it. It’s made for students and is easy to manage every day.
You get cash back, no annual fee, and tools that help you stay in control. It’s simple and smart for any student starting out.
Pick your favorite design
The Discover it Student Cash Back Card gives you money back when you use it. It’s made for students and is easy to manage every day.
You get cash back, no annual fee, and tools that help you stay in control. It’s simple and smart for any student starting out.
Now let’s look at the main benefits you’ll get with this student credit card. These are the real features that make this card stand out.
Get 1% unlimited cash back on all other purchases with no limits or spending requirements
No annual fee ever so you can keep the card without worrying about paying to use it
Free FICO® Score access every month through the Discover mobile app and website
Choose from multiple card designs to match your personal style when you apply
Learn More About the Discover it Student Cash Back Card
The Discover it® Student Cash Back Card is built with students in mind—offering rewards and benefits with no annual fee. Whether you’re just starting college or already juggling classes and expenses, this card helps you build credit while earning cash back.
It’s more than just a payment tool—it’s a smart way to begin your financial journey. With tools to manage your account, track your credit, and earn rewards, you’ll stay in control of your money from day one.
Discover understands students. That’s why they’ve designed a card that rewards everyday spending, helps protect your identity, and makes it easy to develop responsible credit habits.
How Does the Discover it Student Card Work?
You’ll earn 5% cash back on rotating categories each quarter—like gas stations, grocery stores, or restaurants—up to a set limit, when activated. For all other purchases, you still earn 1% cash back automatically.
At the end of your first year, Discover matches all the cash back you’ve earned—dollar for dollar. So, $100 becomes $200, with no limit on how much they match.
There’s no annual fee, no hidden charges, and you even get 0% intro APR on purchases for the first 6 months, followed by a competitive variable APR.
4 Reasons to Apply for the Discover it Student Cash Back Card
1. Build Your Credit from Day One
You don’t need a credit history to apply. This card reports to all three major credit bureaus, helping you establish a strong financial foundation while you’re still in school.
2. Earn Real Rewards While You Spend
With 5% cash back on everyday categories and 1% on everything else, every swipe adds up. The Cashback Match after your first year doubles the value, automatically.
3. Stay Protected and Informed
Discover gives you tools to protect your identity, like Social Security number alerts and the ability to instantly freeze your card. You can even view your FICO® Score for free—without hurting your credit.
4. Student-Friendly Design and App
The mobile app lets you manage your account easily. Set alerts, track spending, or redeem rewards with a few taps. Plus, you can choose your card design to fit your style.
What Makes It Stand Out From Other Student Cards?
Most student cards offer either rewards or credit-building—but not both. With Discover, you get top-tier benefits with no annual fee, plus peace of mind features usually reserved for premium cards.
Unlike some competitors, Discover’s customer service is U.S.-based and highly rated. Got a question? You’ll speak to a real person, not a robot.
And let’s not forget about the refer-a-friend bonus. If your friend signs up, you both can earn $100. Over 500,000 students have joined thanks to friends referring them.
How to Apply for the Discover it Student Cash Back Card?
Now that you’ve seen what the Discover it Student Cash Back Card can do, it’s time to move forward and see how to make it yours. The next page will walk you through everything step-by-step—quick, easy, and student-friendly.
📌 Tap the button below to check out our full guide on how to apply, what you’ll need, and how to get the most out of your new card.