Capital One Savor Student Cash Rewards Credit Card: no annual fee

The Capital One Savor Student Cash Rewards Credit Card gives you 3% cash back and a $50 bonus made for students.

See how to apply in minutes and unlock all the benefits waiting for your college lifestyle.

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Perfect for student lifestyle

If you’re a student, this card gives you money back every time you buy food, go out, or watch your favorite shows. It’s super easy to use, has no yearly fee, and helps you grow your credit while you enjoy college life.

You don’t need to be a credit expert to start earning. Just use your card for everyday things like groceries, dining, and streaming, and you’ll start getting rewarded.

Perfect for student lifestyle

If you’re a student, this card gives you money back every time you buy food, go out, or watch your favorite shows. It’s super easy to use, has no yearly fee, and helps you grow your credit while you enjoy college life.

You don’t need to be a credit expert to start earning. Just use your card for everyday things like groceries, dining, and streaming, and you’ll start getting rewarded.


Now that you’ve seen what this card offers, take a look at the key benefits that make it a smart choice for students.

Earn 3% cash back at grocery stores, restaurants, entertainment, and popular streaming services
Earn 1% cash back on all other purchases with no limits
$0 annual fee so you keep more money in your pocket
$50 bonus after spending $100 in the first 3 months
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Learn More About the Capital One Savor Student Cash Rewards Credit Card

The Capital One Savor Student Cash Rewards Credit Card is made for students who want to build credit while earning rewards. It’s designed for those enrolled or soon to enroll in a U.S. college or university.

You’ll earn 3% cash back on groceries, dining, entertainment, and streaming—real value from everyday spending. Plus, 1% back on all other purchases, with no limits or categories to activate.

With no annual fee and no foreign transaction fees, it’s a smart pick for student life. It fits your budget, builds your credit, and helps you earn while you spend.

How Does the Capital One Savor Student Cash Rewards Card Work?

You’ll earn unlimited 3% cash back in the categories students use most—food, fun, and streaming. Everything else earns 1%, keeping things simple and rewarding.

Spend just $100 in the first three months to get a $50 cash bonus. No tricks, no hoops—just a quick, easy reward for everyday purchases.

Cash back never expires, and you can redeem it your way—check, statement credit, Amazon, or PayPal. It’s flexible, student-focused, and built for real life.

4 Reasons to Apply for the Capital One Savor Student Card

1. Earn Cash Back on What You Already Buy

Get unlimited 3% cash back on groceries, dining, streaming, and entertainment—real rewards for the things you already spend money on as a student.

2. No Annual Fee, No Hidden Costs

Enjoy premium benefits without paying a yearly fee, making this card a smart, low-maintenance choice for students focused on managing their budget.

3. Start Building Credit Early

This card is designed for students with limited or no credit history, helping you build your score responsibly while enjoying real-life financial perks.

4. Get a $50 Bonus With Your First Purchases

Spend just $100 in your first three months and receive a $50 cash bonus—easy, fast, and perfect for college students starting their financial journey.

How to Apply for the Capital One Savor Student Cash Rewards Card?

You’ve seen how the Capital One Savor Student Cash Rewards Card can help you earn, save, and build credit with real student-friendly perks. No annual fee, $50 bonus, flexible rewards—it’s all designed for your college lifestyle.

To see exactly how to apply and get all the step-by-step details, just access the button below. Our guide will walk you through the full process so you can get started today.

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Frequently Asked Questions

The Capital One Savor Student Card offers unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart® and Target®). All other purchases earn 1% cash back. Additionally, there’s no annual fee, and new cardholders can earn a $50 cash bonus after spending $100 within the first three months.

To be eligible, applicants must be students enrolled or intending to enroll within three months at an accredited university, community college, or other higher education institution. Proof of student status may be required during the application process.

No, the Capital One Savor Student Cash Rewards Credit Card does not charge an annual fee. This makes it a cost-effective option for students looking to build credit while earning rewards.

New cardholders can earn a one-time $50 cash bonus by spending $100 on purchases within the first three months from account opening. This is an easy way to get rewarded for initial spending.

Yes, you can redeem your cash back rewards at any time, and there is no minimum redemption amount. Rewards can be applied as a statement credit, received as a check, or used for gift cards.