With the Amazon Prime Visa Card, you get 5% back on Amazon.com purchases and a $100 Gift Card upon approval.
Enjoy 2% back at gas stations, restaurants, and transit, turning everyday spending into rewards. The card also has no foreign transaction fees.
If these benefits fit your lifestyle, visiting the official website and applying now might be a smart move.
How Does the Amazon Prime Visa Card Work?
Upon approval, new cardholders instantly receive a $100 Amazon Gift Card, which is automatically added to their Amazon account. This makes it a great option for those who shop frequently on Amazon.com.
Cardholders with an eligible Prime membership earn 5% back on purchases at Amazon, 3% back on Chase Travel, and 2% back at gas stations, restaurants, and local transit. Non-Prime members still enjoy 3% back at Amazon and Whole Foods.
This card has no annual fee and no foreign transaction fees, making it an excellent choice for everyday purchases and international shopping.
Main details of the card
The Amazon Prime Visa Card is a credit card designed for Amazon Prime members, offering exclusive rewards on Amazon purchases. Issued by Chase, it provides cashback benefits on various spending categories.
With this card, users earn 5% back on purchases at Amazon.com, Amazon Fresh, and Whole Foods Market when they have an eligible Prime membership. Without Prime, the cashback rate is 3%.
Continue reading to learn how to apply for the Amazon Prime Visa Card and take full advantage of its reward system and benefits.
Advantages of the Amazon Prime Visa Card
No Annual Fee
The Amazon Prime Visa Card comes with no annual fee, making it a cost-effective choice for frequent shoppers who want to maximize rewards without extra costs.
Instant $100 Amazon Gift Card
New cardholders instantly receive a $100 Amazon Gift Card upon approval, which is automatically added to their Amazon account for immediate use.
High Cashback on Amazon & Whole Foods
Earn 5% back on Amazon.com, Whole Foods Market, and Amazon Fresh purchases with an eligible Prime membership, maximizing savings on everyday shopping.
3% Back on Chase Travel
For those who travel, the card offers 3% back on purchases through Chase Travel, and 5% back if you have an eligible Prime membership.
2% Back on Everyday Expenses
Earn 2% back at gas stations, restaurants, and on local transit, including rideshares, making it a solid option for daily spending.
Exclusive Prime Card Bonus Offers
Eligible Prime members can earn 10% back or more on select rotating categories and items at Amazon, providing even more savings opportunities.
Amazon Prime Visa Card vs. Store Financing
For those shopping on Amazon, it’s important to decide between earning cashback or opting for interest-free financing. The table below highlights the key differences between the two options.
| Feature | Amazon Prime Visa Card | Amazon Store Financing |
|---|---|---|
| Interest-Free Payments | ✅ (Equal Pay financing option) | ✅ (0% APR for select purchases) |
| Cashback Rewards | ✅ Up to 5% | ❌ None |
| Available for All Purchases? | ✅ Yes | ❌ Only on eligible Amazon purchases |
| Credit Requirement | Good-Excellent | Fair-Good |
Disclaimer: Store financing is only available for qualifying purchases, and missing a payment may result in deferred interest charges. Always review the terms before choosing a payment method.
How to Apply for the Amazon Prime Visa Card?
Applying for the Amazon Prime Visa Card is quick and straightforward. Follow these five simple steps to complete your application through the official website:
- Check Eligibility: Ensure you have an active Amazon Prime membership to unlock the full rewards and benefits of the card.
- Visit the Official Application Page: Go to the Amazon Visa Card page on Amazon’s website to access the application form.
- Fill Out the Application: Provide your personal details, financial information, and contact details as required by Chase Bank.
- Review and Submit: Double-check your information for accuracy and submit your application for approval.
- Receive Instant Decision: Most applicants get an instant response, and if approved, a $100 Amazon Gift Card is automatically added to your Amazon account.
Who Should Consider the Amazon Prime Visa Card?
The Amazon Prime Visa Card is tailored for specific consumer profiles. Here’s who might benefit most:
- Frequent Amazon Shoppers: If you regularly purchase from Amazon.com, the 5% cashback can lead to significant savings.
- Whole Foods Market Customers: Those who shop at Whole Foods can also enjoy 5% back on purchases.
- Travelers: With no foreign transaction fees, this card is advantageous for international travelers.
- Everyday Commuters and Diners: Earn 2% back at gas stations, restaurants, and on local transit, making it beneficial for daily expenses.
Additionally, an eligible Amazon Prime membership is required to access the full benefits of this card.
Is the Amazon Prime Visa Card Worth It?
For Amazon Prime members, this card offers substantial rewards. The 5% cashback on Amazon and Whole Foods purchases can quickly offset costs for frequent shoppers.
However, if you rarely shop on Amazon or don’t have a Prime membership, the card’s benefits may not justify adding it to your wallet.
In summary, the Amazon Prime Visa Card is a valuable tool for those who align with its reward structure, particularly frequent Amazon shoppers and Prime members.
Frequently Asked Questions About the Amazon Prime Visa Card
The card provides 5% back at Amazon.com, Whole Foods Market, Amazon Fresh, and Chase Travel with Prime. Other categories earn 2% or 1% back.
No, the Amazon Prime Visa Card has no annual credit card fee, making it a cost-effective option for frequent Amazon shoppers.
If your Prime membership expires, your card will be downgraded to the Amazon Visa Card, reducing cashback on Amazon purchases to 3%.
You can manage your account via Chase’s website or mobile app, allowing you to check balances, pay bills, and track rewards.