Amazon Credit Cards offer 5% back on Amazon and Whole Foods for Prime members. With no annual fee, it’s a great way to earn rewards.
Non-Prime members still get 3% back on Amazon and 2% back on dining, gas, and transit. Plus, no foreign transaction fees.
If earning rewards while shopping and traveling appeals to you, checking out the official site to apply today could be a great move.
How Does the Amazon Prime Visa Card Work?
Once approved, cardholders instantly receive a $100 Amazon Gift Card. The card can be used immediately for purchases on Amazon.com.
It offers 5% back on Amazon.com, Whole Foods Market, and Chase Travel purchases. Other rewards include 2% back at restaurants, gas stations, and on local commuting.
All other purchases earn 1% back, making it a well-rounded option for frequent Amazon shoppers. The rewards can be redeemed for cash back, gift cards, or travel.
Main details of the card
The Amazon Prime Visa Card is a credit card issued by Chase Bank, exclusively for Amazon Prime members. It offers cashback rewards on Amazon purchases and everyday spending.
This card provides 5% back on Amazon and Whole Foods purchases, with additional rewards on dining, gas, and travel. There are no annual fees or foreign transaction charges.
If you frequently shop on Amazon, this card can help you save money. Keep reading to learn how it works and how you can apply.
Advantages of the Amazon Prime Visa Card
No Annual Fee
This card has no annual fee, making it a cost-effective option for frequent Amazon shoppers looking to earn cashback rewards.
No Foreign Transaction Fees
You can use the card worldwide without paying extra fees, making it a great choice for travelers who shop internationally.
Instant Amazon Gift Card
New cardholders receive a $100 Amazon Gift Card immediately upon approval, which can be used for purchases on Amazon.com.
5% Back on Amazon & Whole Foods
Amazon Prime members earn 5% back on purchases at Amazon.com, Amazon Fresh, and Whole Foods Market, maximizing savings.
2% Back on Dining & Gas
Earn 2% back at restaurants, gas stations, and for local commuting expenses, including rideshare services like Uber and Lyft.
1% Back on All Other Purchases
For everything else, cardholders receive 1% back, ensuring rewards on every transaction made with the card.
Amazon Prime Visa vs. Other Amazon Credit Cards
Amazon offers multiple credit cards, each designed for different shopping needs. Below is a comparison to help you choose the right one.
| Feature | Amazon Prime Visa | Amazon Store Card | Amazon Secured Card |
|---|---|---|---|
| Sign-Up Bonus | $100 Gift Card | No bonus | No bonus |
| Amazon Cashback | 5% (Prime only) | 5% (Prime only) | 2% (Prime only) |
| Other Purchases Cashback | 2%-1% | None | None |
| Foreign Transaction Fees | None | N/A (Store use only) | None |
| Can Be Used Outside Amazon? | Yes | No | No |
| Annual Fee | $0 | $0 | $0 |
Disclaimer: Cashback rates and benefits depend on Prime membership status and are subject to change by the issuer.
How to Apply for the Amazon Prime Visa Card?
Applying for the Amazon Prime Visa Card is simple and can be done entirely online. Follow these steps to get started:
- Go to the Official Amazon Visa Page: Visit the Amazon Visa page to begin your application.
- Sign in to Your Amazon Account: You must be logged into your Amazon account to proceed with the application.
- Complete the Online Form: Provide your personal and financial details, including your name, address, Social Security Number (SSN), and income information.
- Review and Submit Your Application: Carefully check the terms and conditions before submitting your request for approval.
- Receive an Instant Decision: Most applicants receive an instant response, and if approved, you can use your card immediately for Amazon purchases.
Who Is the Amazon Prime Visa Card For?
The Amazon Prime Visa Card is tailored for specific consumer profiles. Here’s who might benefit most:
- Frequent Amazon Shoppers: If you regularly purchase from Amazon.com, Amazon Fresh, or Whole Foods Market, this card offers 5% back on these purchases, maximizing your savings.
- Prime Members: Existing Amazon Prime subscribers can enhance their membership benefits with this card, enjoying higher cashback rates without additional fees.
- Everyday Spenders: With 2% back at restaurants, gas stations, and on local transit and commuting (including rideshare), those with routine expenses in these categories can accrue rewards efficiently.
- Travelers: The card’s no foreign transaction fees make it a cost-effective choice for international purchases, eliminating extra charges abroad.
Is the Amazon Prime Visa Card Worth It?
The Amazon Prime Visa Card is ideal for frequent Amazon shoppers looking to maximize rewards. With 5% back on Amazon and Whole Foods, it offers significant savings.
Since the card has no annual fee, it’s a low-risk option for those who already pay for Prime. The additional 2% back on dining, gas, and commuting adds extra value.
If you rarely shop on Amazon or don’t have Prime, other cashback cards might be a better fit. Consider your spending habits to determine if this card is the right choice.
Frequently Asked Questions About the Amazon Credit Cards
Amazon offers the Amazon Visa Card and the Amazon Prime Visa Card, both issued by Chase. They provide cashback rewards on Amazon and other purchases.
You can apply online through Amazon’s website. The application requires your personal and financial details, and most applicants receive an instant decision.
No, both the Amazon Visa and Amazon Prime Visa have no annual fee, making them cost-effective options for frequent Amazon shoppers.
Yes, new Amazon Prime Visa cardholders receive a $100 Amazon Gift Card upon approval, instantly loaded into their Amazon account for use.