The Discover it Student Chrome Card offers 2% cash back on gas and restaurants and 1% back on other purchases made as a student.
You don’t need a credit score to apply, and Discover helps build your credit by reporting to major bureaus.
So if you’re thinking about starting strong financially, heading to the official website to apply could be a smart idea.
How Does the Discover it Student Chrome Card Work?
The card offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases per quarter. Other purchases earn 1% unlimited cash back automatically.
At the end of the first year, Discover matches all the cash back you’ve earned, doubling your rewards. There are no rotating categories or enrollment requirements.
With no annual fee, this card is a great option for students new to credit. Responsible use helps in building a solid credit history over time.
What is the Discover it Student Chrome Card?
The Discover it Student Chrome Card is designed for college students looking to build credit. It also offers cash back on everyday purchases.
This card provides an easy way to start a credit history with no annual fee. Plus, it includes rewards for gas and restaurant spending.
Keep reading to learn how to apply and maximize its benefits. Discover how this card can help students manage their finances wisely.
Advantages of the Discover it Student Chrome Card
Cashback Rewards
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases per quarter, plus 1% unlimited cash back on all other spending.
Introductory APR Offer
Enjoy 0% Intro APR for six months on purchases, making it easier to manage expenses as a student. After the intro period, a variable 17.24% to 26.24% APR applies.
No Annual Fee
There are no yearly charges, allowing students to use the card without extra costs, making it a budget-friendly credit-building option.
Unlimited Cashback Match
At the end of your first year, Discover automatically matches all the cash back you’ve earned, effectively doubling your rewards without any limit.
Credit-Building Benefits
Your payment history is reported to major credit bureaus, helping students establish and grow a solid credit history with responsible usage.
Wide Acceptance
The card is accepted at 99% of places that take credit cards in the U.S., providing convenience for purchases anywhere you go.
Discover it Student Chrome Card Security Features
Having strong security features is essential for students using credit cards. The Discover it Student Chrome Card offers multiple protections to keep your account safe.
| Security Feature | Description |
|---|---|
| Freeze It® | Instantly lock your card from new purchases, cash advances, and balance transfers. |
| $0 Fraud Liability | You won’t be responsible for unauthorized transactions made on your card. |
| Dark Web Monitoring | Alerts you if your Social Security number is found on thousands of dark web sites. |
| Account Alerts | Get notifications for due dates, declined transactions, and refunds to stay informed. |
Disclaimer: Security features help reduce risks but do not guarantee full protection against fraud or identity theft. Always monitor your account regularly.
How to Apply for the Discover it Student Chrome Card?
Applying for the Discover it Student Chrome Card is a simple and quick process. Follow these steps to submit your application through the official website:
- Visit the Discover website: Go to the official Discover application page to start the process.
- Fill in your personal details: Provide your name, date of birth, Social Security number, and U.S. address.
- Enter your financial information: Include your income details, as Discover considers this when determining your credit limit.
- Review the terms and conditions: Carefully check the card’s interest rates, fees, and rewards before submitting your application.
- Submit your application: After completing the form, send your request and wait for a decision, which may be instant or require additional review.
Who Is the Discover it Student Chrome Card For?
The Discover it Student Chrome Card is tailored for college students aiming to build credit while earning rewards. Ideal candidates include:
- Students without a credit history: No prior credit score is required to apply, making it accessible for beginners.
- Those with gas and dining expenses: The card offers 2% cash back at gas stations and restaurants, up to $1,000 in combined purchases each quarter.
- Individuals seeking no annual fee: There’s no annual fee, reducing the cost of maintaining the card.
To qualify, applicants must be at least 18 years old and enrolled in a college or university. Providing proof of income is necessary, as issuers assess the ability to manage payments.
Is the Discover it Student Chrome Card Worth It?
For students frequently spending on gas and dining, the Discover it Student Chrome Card offers valuable rewards. Its cash back program aligns well with typical student expenses.
The introductory 0% APR on purchases for six months provides flexibility in managing initial expenses. However, after this period, a variable APR of 17.24% to 26.24% applies.
Overall, this card is a solid choice for students looking to build credit and earn rewards on everyday spending. Its straightforward benefits and lack of annual fee make it a practical option.
Frequently Asked Questions About the Discover it Student Chrome Card
The Discover it Student Chrome Card is a credit card designed for college students, offering cash back rewards and tools to build credit responsibly.
No, a credit score is not required to apply for the Discover it® Student Chrome Card, making it accessible for students new to credit.
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, and 1% cash back on all other purchases.
No, the Discover it Student Chrome Card has no annual fee, allowing students to use the card without additional costs.