Wells Fargo Autograph Card: 3X points in top categories

The Wells Fargo Autograph Card gives you 3X points in 6 popular categories with no annual fee.

Want to see how to apply and unlock all the benefits? The full step-by-step is just ahead.

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Get the Wells Fargo Autograph Card and Start Earning Today

The Wells Fargo Autograph Card helps you get points when you pay for things like food, gas, and travel. You can use those points later for cool stuff like gift cards, trips, or even money back.

There’s no fee every year, and you still get lots of good things just for using your card. It’s easy to understand, and even better, it gives you rewards for the things you already buy.

Get the Wells Fargo Autograph Card and Start Earning Today

The Wells Fargo Autograph Card helps you get points when you pay for things like food, gas, and travel. You can use those points later for cool stuff like gift cards, trips, or even money back.

There’s no fee every year, and you still get lots of good things just for using your card. It’s easy to understand, and even better, it gives you rewards for the things you already buy.


Now that you know what the Wells Fargo Autograph Card can do, let’s take a look at the top benefits. Below, you’ll see the main reasons why so many people are choosing this card today.

3X points on restaurants travel gas transit streaming and phone plans
20,000 bonus points when you spend $1,000 in the first 3 months
0% intro APR on purchases for 12 months from account opening
No annual fee to worry about at any time
LEARN HOW TO APPLY FOR THIS CARD
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Learn More About the Wells Fargo Autograph Card

If you’re looking for a credit card that rewards your everyday spending without charging an annual fee, the Wells Fargo Autograph Card might be the perfect match. It’s designed for people who want simple, valuable rewards and great benefits right out of the gate.

This card stands out because it offers 3X points in popular categories like dining, travel, and gas. It’s a solid option for both everyday purchases and occasional trips, especially if you’re aiming to earn rewards without extra fees.

You also get a $200 bonus (20,000 points) when you spend $1,000 within the first 3 months — a great welcome offer that adds even more value right away. And yes, that’s with zero annual fee.

How the Wells Fargo Autograph Card Works?

The Wells Fargo Autograph Card is a points-based rewards card, where you earn points for every dollar you spend. The more you use it in bonus categories, the more you earn.

You’ll automatically earn 3X points on restaurants, travel, gas stations, transit, streaming services, and phone plans — all unlimited, no cap. Everything else earns 1X point per dollar.

Your points can be redeemed for travel, gift cards, purchases, or PayPal checkout, giving you flexible ways to use your rewards whenever you want.

4 Reasons to Apply for the Wells Fargo Autograph Card

1. Get a $200 Bonus with a Low Spending Requirement

You’ll earn 20,000 bonus points (a $200 value) just by spending $1,000 in the first 3 months — a low threshold compared to other cards.

2. Earn Unlimited 3X Points on Daily Essentials

From dining and travel to gas, streaming, and phone plans — you get 3X points on all of them, with no cap and no rotating categories.

3. Enjoy Premium Perks with No Annual Fee

With no annual fee, you’ll still get valuable benefits like cell phone protection, travel insurance, and Visa Signature hotel privileges.

4. Benefit from Travel-Friendly Features and Protection

No foreign transaction fees, auto rental coverage, emergency services, and fraud protection make it ideal for both everyday use and trips abroad.

Visa Signature Benefits

Since this is a Visa Signature card, you also unlock access to premium experiences, like:

  • Visa Signature Concierge: available 24/7 to help with travel bookings, event tickets, and reservations.
  • Luxury Hotel Collection: enjoy perks like room upgrades, late checkout, and daily breakfast at participating high-end hotels.
  • Emergency Assistance Services: from medical referrals to lost luggage help, just call the Visa hotline while you travel.

How to Apply for the Wells Fargo Autograph Card?

The Wells Fargo Autograph Card offers valuable rewards, premium perks, and zero annual fee — all designed to make your money work harder.

If you’re looking for a card that fits your lifestyle and delivers real benefits, this could be the perfect choice.

To see exactly how to apply and unlock everything this card has to offer, just hit the button below. Our full guide explains every detail — bonus points, benefits, and how to get approved step-by-step.

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Frequently Asked Questions

The Wells Fargo Autograph Card provides 3 points per dollar on categories like restaurants, travel, gas stations, transit, streaming services, and phone plans. All other purchases earn 1 point per dollar. There’s no cap on the points you can accumulate.

No, the Wells Fargo Autograph Card has no annual fee, allowing you to enjoy its rewards and benefits without any yearly costs. This makes it a cost-effective choice for many consumers.

No, this card does not impose foreign transaction fees, making it ideal for international travel and purchases abroad. You can use it globally without incurring additional charges.

Points earned can be redeemed for travel, gift cards, statement credits, or purchases made through PayPal. Redemption options are flexible, allowing you to choose what best suits your needs.

Yes, it provides auto rental collision damage waiver coverage when you rent a car using the card and decline the rental company’s collision insurance. This benefit covers damage due to collision or theft, up to certain limits.​