BMO Business Platinum Credit Card: no annual fee

The BMO Business Platinum Credit Card gives your business 12 months of 0% APR and no annual fee.

See the full step-by-step guide to request your card and unlock powerful financial tools today.

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Simplify Your Business Finances Today​

The BMO Business Platinum Credit Card helps you buy what your business needs without paying extra fees. It’s easy to use and trusted by many people across the country.

You can use it in stores or online, and it gives you time to pay without high interest at first. It’s safe, simple, and made to help your business grow strong.

Simplify Your Business Finances Today​

The BMO Business Platinum Credit Card helps you buy what your business needs without paying extra fees. It’s easy to use and trusted by many people across the country.

You can use it in stores or online, and it gives you time to pay without high interest at first. It’s safe, simple, and made to help your business grow strong.


Your business deserves tools that work just as hard as you do, and that’s exactly what you’re about to see below. Now check out the main benefits that make this card stand out.

No annual fee so you can save money every year
0% introductory APR on purchases for the first 12 months
Add up to 20 employee cards with no additional cost
Cell phone protection up to $600 when you pay your bill with the card
LEARN HOW TO APPLY FOR THIS CARD
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Learn More About the BMO Business Platinum Credit Card

Looking for a smarter way to manage your business spending? The BMO Business Platinum Credit Card might be your best next move. It’s designed to simplify your finances while maximizing savings.

This card comes with no annual fee and a 0% intro APR for 12 months. That’s a strong advantage for businesses looking to make large purchases upfront without immediate interest.

Accepted everywhere Mastercard is, it offers strong fraud protection, spending tools, and valuable perks tailored to business owners in the U.S.

How the BMO Business Platinum Credit Card Works?

The BMO Business Platinum Credit Card is simple to use. Just apply, get approved, and start making business purchases right away.

You can assign up to 20 employee cards at no extra cost. All spending earns points and can be tracked easily from your online dashboard.

There’s no rewards complexity—just straightforward financial tools, savings, and strong protections built for everyday business expenses.

4 Reasons to Apply for the BMO Business Platinum Credit Card

1. No Annual Fee, Ever

Avoid unnecessary costs with a card that charges zero annual fee, making it a budget-friendly choice for businesses of any size looking to keep expenses under control year-round.

2. 0% Introductory APR for 12 Months

Take advantage of interest-free purchases for the first 12 months, giving your business the flexibility to invest in growth without the burden of immediate finance charges or high monthly interest.

3. Add Up to 20 Employee Cards at No Extra Cost

Distribute up to 20 cards to your employees with customizable limits, track their spending in real-time, and earn rewards on their purchases—all while maintaining full financial oversight.

4. Built-In Business Perks and Protection

From up to $600 in cell phone protection to Mastercard Easy Savings®, travel insurance, and discounts on tools like QuickBooks®, this card is packed with real value for business owners.

How to Apply for the BMO Business Platinum Credit Card?

On the next page, you’ll discover how to apply for the BMO Business Platinum Credit Card and explore every benefit in full detail.

📌 Tap the button below to access our complete guide and take the next step toward smarter business finances.

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Frequently Asked Questions

The BMO Business Platinum Credit Card comes with no annual fee, making it a smart choice for cost-conscious business owners. It helps reduce overhead expenses while offering access to essential credit card features. You can keep your account active without worrying about recurring yearly charges.

Yes, you can request up to 20 employee cards at no additional cost. These cards allow your team to make business-related purchases while keeping everything centralized. You can set limits and monitor all expenses through BMO’s online portal.

You can manage your card through BMO’s Business Online Banking platform. It allows you to make payments, set up alerts, view transactions, and download statements. The system is designed to give you full control from one convenient place.

Yes, when you use your card to pay your monthly wireless bill, you’re eligible for up to $600 in cell phone protection. This covers theft or damage, offering peace of mind for essential business devices. Terms and conditions apply, so always check coverage details.

You can save up to 25% at over 40,000 participating merchants via the Mastercard Easy Savings® program. This includes savings at restaurants, gas stations, hotels, and office supply stores. The discounts are automatic—just use your card at eligible businesses.