Discover it Student Chrome Card: no annual fee

Over 500,000 students have already chosen the Discover it Student Chrome Card to build credit and earn rewards.

See the complete step-by-step guide to apply and unlock all the benefits made just for students.

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Build credit the smart way

Earn 2% cash back at gas stations and restaurants, plus 1% on all other purchases, with no annual fee and a Cashback Match in your first year.

This card is easy to use, works almost everywhere, and gives you real rewards for everyday spending—perfect for student life.

Build credit the smart way

Earn 2% cash back at gas stations and restaurants, plus 1% on all other purchases, with no annual fee and a Cashback Match in your first year.

This card is easy to use, works almost everywhere, and gives you real rewards for everyday spending—perfect for student life.


Now take a look below to see some of the top benefits that come with this card. These are the real features that make this card a smart choice for students.

2% cash back at gas stations and restaurants each quarter up to $1,000
Unlimited 1% cash back on all your other everyday purchases
Discover matches all your cash back at the end of your first year
No annual fee so you don’t have to worry about extra costs
LEARN HOW TO APPLY FOR THIS CARD
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Learn More About the Discover it Student Chrome Card

The Discover it Student Chrome Card is designed specifically for college students looking to build credit smartly. It’s a beginner-friendly credit card with solid cash back perks and no annual fee.

If you’re a student who spends regularly on gas and restaurants, this card could be a perfect match. You’ll earn rewards while laying a strong credit foundation.

Best of all? No prior credit history is required to apply, making it a great first step toward financial independence.

How the Discover it Student Chrome Card Works?

Every time you spend at gas stations or restaurants, you earn 2% cash back on up to $1,000 in combined purchases per quarter. That’s free money back just for your usual routine.

All other purchases earn 1% unlimited cash back, whether you’re buying textbooks, groceries, or online subscriptions.

Plus, Discover matches all the cash back you earn in your first year—with no cap. So $50 becomes $100, and $100 becomes $200.

4 Reasons to Apply for the Discover it Student Chrome Card

1. No Credit History Needed

Apply with zero credit history—ideal for students starting from scratch. Discover makes it simple to begin building your financial foundation early.

2. Cash Back on Everyday Spending

Earn 2% at gas stations and restaurants (up to $1,000/quarter) and unlimited 1% on all other purchases—perfect for your student routine.

3. Unlimited Cashback Match

Discover matches all the cash back you earn in your first year automatically. It’s like doubling your rewards with no extra effort.

4. Build Credit Responsibly

Your activity is reported to all three major credit bureaus, helping you establish a strong credit history just by using your card smartly.

How to Apply for the Discover it Student Chrome Card?

Now that you know the benefits of the Discover it Student Chrome Card, it’s time to take the next step. On the next page, you’ll find out exactly how to apply and what you’ll need to get started.

📌 Tap the button below to access our complete step-by-step guide and see all the important details before applying.

CHECK OUT MORE ABOUT THE CARD
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Frequently Asked Questions

The Discover it® Student Chrome Card is a credit card designed for college students to build credit while earning cash back rewards. It offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, plus unlimited 1% on all other purchases. There’s no annual fee, and no credit score is required to apply.

No prior credit history is required to apply for the Discover it® Student Chrome Card, making it accessible for students who are new to credit and aiming to establish their credit profiles responsibly.

While a full-time job isn’t necessary, applicants must report some form of income, such as part-time work or allowances, to demonstrate their ability to make monthly payments. This income influences approval and credit limit decisions.

Discover reports your credit activity to all three major credit bureaus—Experian, Equifax, and TransUnion. Responsible use, such as making on-time payments and keeping balances low, can help you build a positive credit history over time.

Yes, the Discover it® Student Chrome Card can be used internationally, and it doesn’t charge foreign transaction fees. However, acceptance may vary by country, so it’s advisable to verify Discover’s acceptance in your destination beforehand.