Earn up to 5x points with the BMO Business Platinum Rewards Credit Card and turn everyday business expenses into real rewards.
See the full step-by-step guide to apply and start enjoying your benefits as soon as possible.
Get rewards on all purchases
The BMO Business Platinum Rewards Credit Card gives you points every time you buy things for your business. It’s easy to use and helps you save money with rewards you can really enjoy.
You can get points when you pay for internet, gas, office supplies, or food. It’s perfect for small business owners who want to make every dollar work harder.
Get rewards on all purchases
The BMO Business Platinum Rewards Credit Card gives you points every time you buy things for your business. It’s easy to use and helps you save money with rewards you can really enjoy.
You can get points when you pay for internet, gas, office supplies, or food. It’s perfect for small business owners who want to make every dollar work harder.
Check below to see the top benefits you get with the BMO Business Platinum Rewards Credit Card.
No annual fee to keep more money in your business
0% intro APR on purchases for the first 9 months
Earn 1x point on all other eligible purchases with no limits
Up to 20 employee cards available at no extra cost
Learn More About the BMO Business Platinum Rewards Credit Card
Looking for a business credit card that rewards your everyday purchases? The BMO Business Platinum Rewards Credit Card might be exactly what your business needs.
This card is designed with small business owners in mind, offering generous rewards in categories you actually use—like internet, gas, and office supplies.
Whether you’re just starting out or managing an established company, this card helps you earn points without paying an annual fee.
How the BMO Business Platinum Rewards Credit Card Works?
With this BMO business card, you’ll earn points every time you spend—especially in essential business categories.
You can redeem those points for travel, gift cards, merchandise, or even cashback. And the best part? Your points never expire as long as your account remains in good standing.
Plus, there’s no annual fee, and you’ll get a 0% intro APR on purchases for the first 9 months.
4 Reasons to Apply for the BMO Business Platinum Rewards Credit Card
1. Maximize Everyday Spending
With multipliers in key business categories, you get more out of your regular expenses. Internet, gas, office supplies—they all help grow your rewards faster.
2. Zero Annual Fee
Many business cards charge yearly fees just to keep the account open. BMO skips that entirely, giving you full rewards potential without the cost.
3. Intro APR Perks
Enjoy 0% intro APR on purchases for the first 9 months—ideal if you need to make big purchases early and want time to pay them off interest-free.
4. Employee Cards and Extra Benefits
Get up to 20 employee cards at no extra cost. All purchases made by your team earn points for your business. Plus, you’ll get extras like cell phone protection, extended warranty, and purchase assurance.
Get More From Your Business Spending
The BMO Business Platinum Rewards Credit Card is part of the BMO Flex Rewards program, letting you redeem points your way. Prefer travel? Redeem flights or hotels. Want cashback? Go for statement credit or direct deposit.
Here’s an idea of what you can get:
- A $25 gift card = ~3,000 points
- Apple® AirPods® = ~32,500 points
- Flight from Chicago to NYC = ~16,000 points
Your points = your choice. And they’ll never expire as long as you keep your account in good standing.
How to Apply for the BMO Business Platinum Rewards Credit Card?
On the next page, you’ll find a simple step-by-step guide to help you apply for the BMO Business Platinum Rewards Credit Card.
📌 Tap the button below to access our full guide and see everything you need to get started.