Wells Fargo Active Cash Credit Card: $200 bonus in your first 3 months

The Wells Fargo Active Cash Credit Card gives you 2% cash rewards on every purchase, with no annual fee.

See the full step-by-step guide to apply and take advantage of this powerful cashback offer today.

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A Smart Choice for Savvy Shoppers

This card gives you money back every time you use it. You don’t have to think — just swipe and earn rewards.

The Wells Fargo Active Cash Credit Card is easy to understand. No tricks or hard steps, just real cash back all the time.

A Smart Choice for Savvy Shoppers

This card gives you money back every time you use it. You don’t have to think — just swipe and earn rewards.

The Wells Fargo Active Cash Credit Card is easy to understand. No tricks or hard steps, just real cash back all the time.


With this card, you get simple rewards and real value every day. Below, check out the top benefits that make this card stand out.

Earn unlimited 2% cash rewards on all purchases
Receive a $200 bonus after spending $500 in 3 months
Enjoy 0% intro APR for 12 months on purchases and transfers
Never pay an annual fee to keep your card active
LEARN HOW TO APPLY FOR THIS CARD
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Learn More About the Wells Fargo Active Cash Credit Card

Looking for a simple way to earn cash back every time you shop? The Wells Fargo Active Cash® Credit Card is designed to reward you on all your purchases — no strings attached.

With unlimited 2% cash rewards on everything you buy, this card stands out for its simplicity. No rotating categories, no activation — just straightforward value.

Plus, with a generous welcome bonus and no annual fee, it’s one of the best flat-rate cashback credit cards available today.

How Does the Active Cash Credit Card Work?

Every time you swipe or tap, you earn 2% back — whether it’s groceries, gas, streaming, or takeout. You don’t have to track categories or remember quarterly enrollments.

New cardholders can also earn a $200 cash rewards bonus after spending $500 in the first 3 months — that’s a 40% return on your first purchases.

Enjoy 0% intro APR for 12 months on both purchases and qualifying balance transfers, making it great for big buys or consolidating debt.

4 Reasons to Apply for the Wells Fargo Active Cash Credit Card

1. Unlimited 2% Cash Rewards on Every Purchase

Earn a flat 2% cash back on all your purchases — no categories, no rotating offers, no tracking required. It’s a simple and powerful way to maximize your everyday spending.

2. $200 Welcome Bonus

Spend just $500 in the first 3 months and get a $200 cash rewards bonus. It’s a quick, easy win for anyone using the card for regular expenses.

3. 0% Intro APR for 12 Months

Enjoy 0% APR on purchases and balance transfers for the first 12 months. Great for large purchases or consolidating higher-interest credit card debt.

4. No Annual Fee, Premium Benefits

Get valuable perks like cell phone protection, travel assistance, and more — all with no annual fee. This card packs in real value without extra cost.

How to Apply for the Wells Fargo Active Cash Credit Card?

You’ve seen the rewards, the perks, and why the Wells Fargo Active Cash® Card stands out. Now it’s time to take the next step and see how to get yours.

📌 Tap the button below to access our step-by-step guide and see everything you need to know to apply with confidence — don’t miss it!

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Frequently Asked Questions

The Wells Fargo Active Cash® Credit Card provides unlimited 2% cash rewards on all purchases, making it a straightforward option for earning consistent cash back without tracking rotating categories.

Cash rewards can be redeemed as a statement credit, direct deposit into a Wells Fargo account, cash at Wells Fargo ATMs (in $20 increments), or for gift cards, providing flexible redemption options.

Yes, when you pay your monthly cell phone bill with this card, you receive up to $600 in protection against damage or theft, subject to a $25 deductible, with a maximum of two claims per 12-month period.

To request a credit limit increase, sign on to your Wells Fargo online account, select your credit card, and choose the option to request a credit limit increase; approval is subject to credit evaluation.

Yes, the card offers travel benefits such as auto rental collision damage waiver, travel and emergency assistance services, and roadside dispatch, enhancing your travel experience and providing peace of mind.