The Capital One Walmart Rewards Credit Card offers up to 5% cash back on Walmart.com purchases, including grocery orders and delivery.
This card lets you earn cash back on in-store and online purchases, making it perfect for those who shop at Walmart regularly.
Therefore, if you’re looking to make the most of your Walmart purchases, it might be a good idea to visit the site and start applying for the card today.
Everything You Need to Know About the Capital One Walmart Rewards Credit Card
The Capital One Walmart Rewards Credit Card offered valuable cashback for Walmart shoppers, both online and in-store. It was a popular option for those looking to maximize rewards at Walmart.
As of May 2024, the partnership between Capital One and Walmart ended. Existing cardholders were transitioned to the Capital One Quicksilver Mastercard.
To learn more about how to manage your account or apply for the new card, keep reading. We’ll dive deeper into the details of the transition and how it affects your rewards.
Main details of the card
5% Cash Back on Walmart.com Purchases
Earn 5% cash back on all online purchases at Walmart.com, including grocery pickup and delivery. A great perk for online shoppers.
2% Cash Back on In-Store Walmart Purchases
Get 2% cash back on all in-store purchases, including Walmart-branded gas stations. A great reward while shopping in person.
1% Cash Back on All Other Purchases
This card offers 1% cash back on all other purchases, making it versatile for everyday spending, even outside Walmart.
No Annual Fee
The Capital One Walmart Rewards Credit Card comes with no annual fee, which makes it an affordable option for cardholders who want to earn rewards without the extra cost.
Welcome Offer: 5% Cash Back for 12 Months
For the first 12 months, you can earn 5% cash back on in-store purchases at Walmart when using the card with Walmart Pay, giving you extra rewards on your purchases.
Access to Capital One Perks
Enjoy other valuable Capital One perks like card lock and real-time security alerts, which help keep your account safe and secure.
How the Capital One Walmart Rewards Credit Card Works?
The Capital One Walmart Rewards Credit Card offered cash back on Walmart purchases, both online and in-store. It provided 5% back on Walmart.com and 2% on in-store purchases.
Cardholders earned 1% cash back on all other purchases, making it great for everyday use. Rewards could be redeemed for statement credits, gift cards, or travel bookings.
While the card is no longer available, its benefits catered to frequent Walmart shoppers, offering simplicity and great rewards for those who loved the store.
Typical APR and Fees for the Capital One Walmart Rewards Credit Card
Understanding the APR and fees associated with your card is essential before applying. Below is a breakdown of the charges you can expect:
| Fee Type | Amount |
| APR | 19.48% to 29.99% (variable) |
| Annual Fee | None |
| Balance Transfer Fee | 3% (for promotional APR) |
| Cash Advance Fee | 3% (minimum $3) |
| Late Payment Fee | Up to $39 |
Disclaimer: APR and fees may vary depending on your creditworthiness. Always review the card terms before applying.
How to Apply for the Capital One Walmart Rewards Credit Card?
Follow the easy and simple steps outlined below to quickly apply for the Capital One Walmart Rewards Credit Card online and start earning rewards:
- Visit the Official Capital One Website: Go to the Capital One website to start the application process.
- Fill Out the Application Form: Complete the form with your personal and financial information.
- Review Your Information: Double-check your details before submitting the application.
- Submit Your Application: After reviewing, submit the application form for approval.
- Wait for Approval: You will receive a decision within minutes, and if approved, your new card will be mailed to you.
Who Should Consider the Capital One Walmart Rewards Credit Card?
The Capital One Walmart Rewards Credit Card was designed for those who frequently shop at Walmart, both in-store and online. This card is perfect for:
- Frequent Walmart Shoppers: If you make frequent visits to Walmart, either in-store or online, this card helps you earn great rewards on your purchases.
- Online Shoppers: If you often shop at Walmart.com, this card offers increased benefits for online orders, including grocery pickup and delivery.
For shoppers who regularly engage with Walmart, the Capital One Walmart Rewards Credit Card provides rewarding benefits. However, if your shopping habits go beyond Walmart, you may want to consider alternatives.
Is the Capital One Walmart Rewards Credit Card Worth It?
The Capital One Walmart Rewards Credit Card offered strong rewards for those who shopped frequently at Walmart. It provided significant cash back, especially for Walmart.com purchases.
However, its rewards were limited to Walmart-related spending, which might not appeal to those who shop at a variety of retailers. The card was best suited for loyal Walmart customers.
With the discontinuation of the card, it may be worth exploring other rewards cards that offer broader benefits and higher flexibility in earning rewards.
Answers to the Most Common Questions About Capital One Walmart Rewards Credit Card
The partnership between Capital One and Walmart ended, resulting in the discontinuation of the Capital One Walmart Rewards Credit Card. Existing cardholders were transitioned to the Capital One Quicksilver Mastercard, which offers 1.5% cash back on all purchases.
To activate your new card, visit the Capital One website, use the Capital One Mobile app, or call the activation line provided with your card. Activation ensures you can start using your new card immediately.
The transition to the Capital One Quicksilver Mastercard is considered an account change rather than a new account opening. Your credit score may not be significantly impacted, but it’s always good to monitor your credit reports for any changes.
After activating your new card, sign in to your Capital One account online or via the mobile app. Here, you can view statements, make payments, and manage rewards associated with your card.