The BMO Platinum Rewards Card gives you 2x points on gas and groceries so you earn more without changing your routine.
Want to know how to request yours and take advantage of everything it offers? Check below and see how to get started.
Apply for your card today!
The BMO Platinum Rewards Card helps you earn points on what you buy every day. It’s simple, smart, and made to give you more from your spending.
With easy rewards and no annual fee, this card is great for anyone. It’s a good way to earn while you shop for the things you need.
Apply for your card today!
The BMO Platinum Rewards Card helps you earn points on what you buy every day. It’s simple, smart, and made to give you more from your spending.
With easy rewards and no annual fee, this card is great for anyone. It’s a good way to earn while you shop for the things you need.
Right below, you’ll find the top benefits that make the BMO Platinum Rewards Card a great option for your wallet.
Earn 2x points on gas, groceries, and EV charging
Get 1x point on all other everyday purchases
No annual fee to keep in your budget
0% intro APR on balance transfers for 12 months
Learn More About the BMO Platinum Rewards Card
If you’re searching for a no-annual-fee credit card that rewards your everyday spending, the BMO Platinum Rewards Card may be the right fit. This card is designed to help you earn points faster on gas, groceries, and more.
Whether you’re fueling up your car or shopping for your weekly groceries, you can earn double rewards on the things you buy the most. It’s all about getting the most value from your daily purchases.
Plus, the card offers a flexible points program, added security benefits, and even mobile payment options—giving you more control over how you spend and save.
How Does the BMO Platinum Rewards Card Work?
The BMO Platinum Rewards Card gives you 2 points per $1 spent on gas, groceries, and EV charging, up to a quarterly limit. After reaching the cap, you’ll continue earning 1 point per dollar.
All other eligible purchases earn 1 point per $1, making it easy to rack up rewards on everything from dining to retail. Points never expire as long as your account stays in good standing.
With bonus anniversary points—up to 15% starting April 2025—you can maximize value just by using the card regularly throughout the year.
4 Reasons to Apply for the BMO Platinum Rewards Card
1. No Annual Fee
Enjoy the benefits of a premium rewards card without paying an annual fee—every point you earn goes straight to your rewards balance, making this card a smart choice for anyone who values simplicity and long-term savings.
2. Competitive Rewards on Essentials
Earn 2 points per $1 on gas, groceries, and EV charging (up to a quarterly cap), giving you an excellent return on everyday spending categories that matter most to American households.
3. Anniversary Bonus Boost
Receive a 15% bonus on all the points you’ve earned if you spend $15,000 or more annually—this perk rewards loyal users with even greater value over time, especially for consistent, high-volume spenders.
4. Strong Security and Protections
From zero liability on unauthorized charges to extended warranties and up to $400 in cell phone protection, this card gives you peace of mind while shopping, traveling, or managing life’s unexpected moments.
How to Apply for the BMO Platinum Rewards Card?
Want to get the BMO Platinum Rewards Card? On the next page, you’ll find all the key details to start your application.
📌 Tap the button below to access everything you need to request your card with confidence.