Discover it Student Chrome: build credit while earning rewards

The Discover it Student Chrome card helps students build credit while earning 2% cash back on restaurants and gas stations every quarter.

See below how to request your card and take the first step to enjoy all that it was made to offer.

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Apply for your card today!

The Discover it Student Chrome Card is made for students who want to build credit the easy way. It’s simple, safe, and gives you real cash back on what you already spend.

It rewards you for everyday things like food and gas. No tricks or fees—just a card that works for your student life.

Apply for your card today!

The Discover it Student Chrome Card is made for students who want to build credit the easy way. It’s simple, safe, and gives you real cash back on what you already spend.

It rewards you for everyday things like food and gas. No tricks or fees—just a card that works for your student life.


Now take a look below and see the top reasons why this card stands out for students all across the country.

2% cash back at restaurants and gas stations each quarter
Unlimited 1% cash back on all other purchases
Cashback Match at the end of your first year
No annual fee to worry about
LEARN HOW TO APPLY FOR THIS CARD
You’ll stay on the same website

Learn More About the Discover it Student Chrome Card

Looking for your first credit card as a student? The Discover it Student Chrome could be exactly what you need. It’s designed to help students build credit while earning real rewards.

This card is made specifically for college students with little or no credit history. That means you don’t need a high credit score—or any at all—to get started.

With no annual fee, automatic cashback, and valuable tools to manage your account, the Discover it Student Chrome is one of the most popular student credit cards in the U.S.

How Does the Discover it Student Chrome Card Work?

You earn 2% cashback at restaurants and gas stations on up to $1,000 in combined purchases each quarter. That’s on top of the 1% cashback you earn on everything else.

At the end of your first year, Discover will match all the cashback you’ve earned. There’s no limit—if you earned $100, they’ll give you another $100.

You also get 0% intro APR for 6 months on purchases. After that, a standard variable APR between 17.24% and 26.24% applies, based on your creditworthiness.

4 Reasons to Apply for the Discover it Student Chrome Card

1. No Credit Score Needed to Apply

You can apply even if you’ve never had a credit card before—Discover understands students are just starting out and doesn’t require a credit score to consider your application.

2. Real Cashback on Everyday Spending

Earn 2% cashback automatically at gas stations and restaurants on up to $1,000 in combined purchases each quarter, plus unlimited 1% cashback on all other spending categories.

3. First-Year Cashback Match

At the end of your first year, Discover will match all the cashback you’ve earned with no limit—turning $50 into $100 or $150 into $300 with zero extra effort.

4. No Annual Fee

There’s no annual fee to worry about, so you can keep the card open long-term and build credit without paying just to have it in your wallet.

How to Apply for the Discover it Student Chrome Card?

Ready to take the next step? On the next page, you’ll find everything you need to know about how to apply for the Discover it® Student Chrome card, with clear and detailed instructions.

To begin your application process, simply tap the button below. You’ll be taken to a page with full details to help you request your card confidently and easily.

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Frequently Asked Questions

No, the Discover it® Student Chrome is designed for students with little or no credit history. Discover considers various factors beyond credit scores during the application process. This makes it an excellent choice for those starting to build their credit.

At the end of your first year, Discover will automatically match all the cashback you’ve earned. There’s no limit to how much they’ll match, effectively doubling your rewards. This benefit applies only to new cardmembers.

Absolutely. Discover reports your credit activity to all three major credit bureaus: Experian, Equifax, and TransUnion. Responsible use of the card can positively impact your credit score over time.

You can continue using your Discover it® Student Chrome card post-graduation. It’s advisable to update your personal information with Discover, which may make you eligible for credit line increases. This ensures the card remains aligned with your financial status.

You can apply online through Discover’s official website. The application requires personal information, income details, and proof of student status. Discover also offers a pre-approval process that doesn’t affect your credit score.