OpenSky Plus Secured Visa Credit Card: earn up to 10% cash back

The OpenSky Plus Secured Visa Credit Card helps build credit from zero with no credit check and reports to all 3 major credit bureaus.

Want to see how to request yours and take advantage of everything it offers? Check below and don’t miss your chance.

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Apply for your card today!

The OpenSky Plus Secured Visa Credit Card helps you build credit without needing perfect history. It’s simple, safe, and made for people who want a better financial future.

No credit score? That’s okay. This card is for anyone ready to take control and grow their credit starting now.

Apply for your card today!

The OpenSky Plus Secured Visa Credit Card helps you build credit without needing perfect history. It’s simple, safe, and made for people who want a better financial future.

No credit score? That’s okay. This card is for anyone ready to take control and grow their credit starting now.


Now, let’s take a look at the key benefits that make the OpenSky Plus Secured Visa Credit Card a smart and affordable way to start building credit with confidence.

No credit check to apply
$0 annual fee
Start with just $300 deposit
Earn up to 10% cash back
LEARN HOW TO APPLY FOR THIS CARD
You’ll stay on the same website

Learn More About the OpenSky Plus Secured Visa Credit Card

Looking to build or rebuild your credit without the hassle of a credit check? The OpenSky Plus Secured Visa Credit Card could be exactly what you need.

Whether you’re starting fresh or bouncing back, this secured credit card gives you a shot at better credit—no matter your current credit score.

It’s designed to offer flexibility, simplicity, and the tools you need to move forward financially—with no annual fee holding you back.

How Does the OpenSky Plus Secured Visa Credit Card Work?

This is a secured card, which means you’ll make a refundable deposit that becomes your credit limit. It’s a simple and secure way to start building credit history.

You use it just like any other credit card—shop, spend, and pay on time each month. Every payment gets reported to all three major credit bureaus.

And yes, that means on-time payments can help your credit score grow over time, often significantly within the first few months.

4 Reasons to Apply for the OpenSky Plus Secured Visa Credit Card

1. No Credit Check to Apply

You can apply without worrying about your credit history or score—OpenSky doesn’t run a credit check, making it accessible even if you’re starting from scratch or rebuilding after financial setbacks.

2. No Annual Fee

Many secured cards come with hidden costs, but OpenSky Plus keeps things simple with absolutely no annual fee, so you can build credit without spending extra just to carry the card.

3. Build Credit Fast with Monthly Reporting

Your payment activity is reported to all three major credit bureaus—Experian, TransUnion, and Equifax—so every on-time payment brings you closer to a stronger credit score, faster than you might expect.

4. Earn Up to 10% Cash Back

Unlike most secured cards, OpenSky offers real rewards with up to 10% cash back at participating retailers, giving you extra value on your everyday purchases while you build your credit profile.

How to Apply for the OpenSky Plus Secured Visa Credit Card?

The next page shows exactly how to request your OpenSky Plus Secured Visa, with all the info you need. It’s quick to understand and made to guide you step by step.

📌 To continue, just access the button below and see the full details. You’ll learn how to apply and take the next step toward building your credit.

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Frequently Asked Questions

The OpenSky Plus Secured Visa Credit Card is a secured credit card requiring a refundable security deposit, which sets your credit limit. It’s designed to help individuals build or rebuild their credit history. Notably, it doesn’t require a credit check to apply.

Upon approval, you’ll need to provide a security deposit ranging from $300 to $3,000, which determines your credit limit. This deposit is refundable when you close your account in good standing. The deposit can be paid in installments over 60 days.

Yes, OpenSky reports your payment activity to all three major credit bureaus: Experian, Equifax, and TransUnion. This consistent reporting can positively impact your credit score with responsible use. Timely payments are crucial for credit building.

No, the OpenSky Plus Secured Visa Credit Card does not charge an annual fee. This feature makes it a cost-effective option for those looking to build credit. However, standard interest rates and other fees may apply.

Absolutely. OpenSky Plus does not perform a credit check during the application process. This makes it accessible for individuals with no credit history or those looking to rebuild their credit. Approval is based on your ability to fund the security deposit.