Build your credit with the OpenSky Secured Visa Credit Card trusted by people who improved their score by up to 47 points in 6 months.
See below how to request your card today and take the first step toward enjoying all it was made to offer.
Apply for your card today!
The OpenSky Secured Visa Credit Card is made for people who want to build credit again. It’s easy to get started, even if you’ve never had a card or your credit isn’t perfect.
You don’t need good credit to get approved — just a small deposit to begin. This card is simple, safe, and gives you the control to grow your financial future.
Apply for your card today!
The OpenSky Secured Visa Credit Card is made for people who want to build credit again. It’s easy to get started, even if you’ve never had a card or your credit isn’t perfect.
You don’t need good credit to get approved — just a small deposit to begin. This card is simple, safe, and gives you the control to grow your financial future.
Now take a look below and discover the real benefits that come with this credit card. They show exactly why so many Americans trust OpenSky to rebuild their credit confidently.
No credit check needed to apply
Reports to all three credit bureaus
Free FICO® Score tracking each month
Earn up to 10% cash back on select offers
Learn More About the OpenSky Secured Visa Credit Card
If you’re looking to rebuild or start your credit journey, the OpenSky Secured Visa Credit Card might be the tool you need. This card is specifically designed for people with no credit or damaged credit.
What makes OpenSky different is that it doesn’t require a credit check to apply. That means your past financial mistakes won’t stand in the way of approval.
With just a $200 refundable deposit, you can open an account and start building credit right away. It’s simple, clear, and made for real people.
How Does the OpenSky Secured Visa Credit Card Work?
The OpenSky Secured Visa functions like a traditional credit card. The only difference is you provide a deposit that sets your spending limit.
You use it for everyday purchases — from gas to groceries — and then pay your balance monthly. It helps you build credit with responsible usage.
The card reports your activity to all three major credit bureaus, which can boost your credit score over time if you pay on time.
4 Reasons to Apply for the OpenSky Secured Visa Credit Card
1. No Credit Check Required
OpenSky doesn’t perform a credit check when you apply, so even if you’ve been denied elsewhere due to poor or no credit history, you still have a strong chance of approval — making it ideal for rebuilding your financial future without judgment or barriers.
2. Reports to All Three Major Credit Bureaus
Your monthly payment activity is reported to Experian, Equifax, and TransUnion, giving you the opportunity to build or repair your credit score consistently as long as you make on-time payments and use your card responsibly.
3. Low Initial Deposit
With a refundable security deposit starting at just $200, OpenSky offers one of the lowest entry points to get started with a secured credit card, giving you access to credit-building tools without the need for a large upfront investment.
4. Proven Results in Credit Improvement
Cardholders see an average credit score increase of 47 points within the first 6 months, showing that with responsible usage and on-time payments, this card delivers real, measurable progress toward stronger credit health.
How to Apply for the OpenSky Secured Visa Credit Card?
On the next page, you’ll find a simple, detailed explanation of how to apply. It’s where you’ll learn exactly what steps are needed to get started.
📌 To move forward and see everything in full, just tap the button below. There, you’ll be able to request your OpenSky Secured Visa Credit Card with confidence.