The Savor Rewards Credit Card gives you 3% cashback on dining, entertainment, and groceries, plus 5% back on travel booked through Capital One.
Earn a $200 bonus after spending just $500 in 3 months, with no foreign transaction fees and easy reward redemptions.
Continue reading to learn how to apply and start maximizing your cashback benefits today.
About the Savor Rewards Credit Card
The Savor Rewards Credit Card by Capital One is built for those who love dining, entertainment, and travel while earning cash-back rewards. With generous categories, it provides steady savings on everyday purchases.
Cardholders earn 3% cash back on dining, groceries, and entertainment, plus 5% on Capital One Travel. These benefits make it an ideal option for frequent spenders, all without an annual fee.
Main card details
Card Type: Cash-back rewards credit card
Annual Fee: $0
Intro APR: 0% for 15 months on purchases & balance transfers
Regular APR: 19.24% – 29.24% variable
Rewards Rate: 5% travel, 3% dining & groceries, 1% other purchases
Bonus Offer: $200 after spending $500 in the first 3 months
Advantages
High Cash-Back on Essentials
Earn 3% unlimited cash back on dining, entertainment, groceries, and streaming, making everyday spending more rewarding.
Generous $200 Welcome Bonus
Earn 3% cash back at U.S. supermarkets, gas stations, and online shopping, helping you save on routine purchases.
5% Travel Rewards & Exclusive Benefits
Book hotels and car rentals through Capital One Travel to earn 5% cash back, plus enjoy exclusive dining & event access.
Disadvantages
No Travel Lounge Access or Premium Perks
The 3% cash back categories have a $6,000 annual cap per category, after which you earn 1%.
Higher Rewards Focused on Limited Categories
You earn 3% only on dining, entertainment, and groceries, while some cards offer higher rewards for gas, shopping, or flights.
Why Choose the Savor Rewards Credit Card?
If you frequently dine out, stream content, or travel, this card delivers consistent savings on your biggest spending categories. Plus, its no annual fee ensures cost-effective rewards with no hidden expenses.
A $200 sign-up bonus awaits after spending $500 within three months, providing an easy way to maximize earnings quickly. Whether at home or traveling, you’ll earn valuable rewards on daily purchases.
Is the Savor Rewards Credit Card Worth It?
For cash-back enthusiasts, this card offers exceptional rewards in categories many people spend on regularly. Its simple structure allows users to earn while enjoying their favorite dining and entertainment experiences.
With no foreign transaction fees and unlimited cash-back rewards, it’s a solid option for both casual spenders and frequent travelers. If you want a high-value rewards card, this is a top-tier choice.
You earn 5% cash back on hotels and rental cars booked through Capital One Travel, 3% on dining, entertainment, and grocery stores, and 1% on all other purchases. Your rewards never expire, and you can redeem them anytime for cash back, travel, or purchases.
No, there are zero foreign transaction fees, making it a perfect card for international travelers. Whether you’re booking hotels, dining abroad, or making online purchases in a different currency, you won’t be charged extra fees.
Yes, Capital One offers a pre-approval process that allows you to check your eligibility without a hard inquiry. This means you can see if you qualify before officially applying, helping you avoid unnecessary credit score impacts.
Many applicants receive an instant decision upon submitting their application. However, in some cases, Capital One may require additional time to review your financial details, which can take a few business days before final approval.
– Best for Dining & Fun! –
This card is perfect for food lovers, travelers, and entertainment seekers who want high rewards without an annual fee.
Savor Rewards Credit Card Application
Applying for the Savor Rewards Credit Card is quick and easy, with a pre-approval check that won’t impact your credit score. You can complete the process entirely online in just a few minutes.
You’ll need to provide basic details, including your income, employment status, and credit history. Capital One reviews your application based on creditworthiness and financial background.
If approved, your new card will arrive within 7-10 business days, allowing you to start earning cash-back rewards immediately on dining, entertainment, and travel purchases.
Required Documents
- Valid U.S. ID (Driver’s license or passport)
- Proof of Income (Pay stubs or tax documents)
- Social Security Number (SSN)
- U.S. Residential Address
How to Apply for the Savor Rewards Credit Card
- Visit the Capital One website and select “Apply Now.”
- Enter your personal information including SSN and income.
- Check for pre-approval to see your chances before applying.
- Submit your application and wait for instant or email response.
- Receive and activate your card to start earning rewards.