The Chase Ink Business Premier Credit Card was built for companies that spend big and want more out of their purchases.
It helps you earn more on the things your business already pays for—plus it includes solid protections and employee card options at no extra cost.
So if you’re looking for a card that pays your business back with every purchase, this might be the right time to head over and apply.
All the details about the Chase Ink Business Premier Credit Card
The Chase Ink Business Premier Credit Card is built for companies that spend big and want reliable rewards with no hassle. It offers strong cash back rates, premium protection, and spending flexibility for growing businesses.
With 2.5% cash back on large purchases and 2% on all others, rewards can add up fast for companies of all sizes. There’s no need to track categories or spending limits—just swipe and earn every time.
Keep reading to learn how the Ink Business Premier Credit Card works, what makes it stand out, and how to apply in a few easy steps to unlock its full potential.
Main details of the card
$1,000 Welcome Bonus
Earn a $1,000 cash back bonus after spending $10,000 in the first 3 months—great for businesses with upfront costs.
2.5% Cash Back on Big Purchases
Get 2.5% cash back on every purchase of $5,000 or more, turning large business expenses into bigger rewards instantly.
Unlimited 2% Cash Back on All Other Purchases
No rotating categories or limits—just a simple, unlimited 2% cash back on everything your business needs to run.
Pay in Full Card with Flex for Business
You must pay in full monthly, but qualifying charges can be financed over time using Flex for Business when needed.
Free Employee Cards with Spending Controls
Add employee cards at no extra cost, set individual limits, and earn rewards faster with your team’s everyday spending.
Purchase and Cell Phone Protection Built In
New purchases are protected against damage or theft, and phones on your bill get up to $1,000 coverage per claim.
How the Chase Ink Business Premier Credit Card Works?
The Chase Ink Business Premier Credit Card is a Pay in Full card, which means you must pay your full balance each month. This helps businesses stay on track financially while still offering strong purchasing power.
It earns 2.5% cash back on purchases of $5,000 or more and 2% on all other business purchases, with no caps or rotating categories. That makes it simple to earn consistent rewards, no matter how your business spends.
For added flexibility, the Flex for Business feature lets you carry a balance on qualifying purchases with interest. This gives you more breathing room when managing large or unexpected business expenses.
Redemption Options for Chase Ink Business Premier Rewards
When it comes to redeeming rewards, the Chase Ink Business Premier Credit Card offers flexibility and convenience. You can choose from a variety of options that fit your business needs:
| Redemption Option | Description |
| Cash Back | Redeem cash back as a statement credit or direct deposit into your business account. |
| Travel | Use points for travel bookings through Chase Ultimate Rewards® to book flights, hotels, and more. |
| Gift Cards | Redeem for over 150 gift card brands, from office supplies to electronics and dining options. |
| Apple Products | Use points to pay for Apple products, helping your business upgrade its tech. |
Disclaimer: Redemption options and values are subject to change. Always refer to the Chase website for the most up-to-date information.
How to Apply for the Chase Ink Business Premier Credit Card?
To get started with the Chase Ink Business Premier Credit Card, follow these simple steps to apply directly through the official website:
- Visit the Chase website: Go to the official Chase page dedicated to the Ink Business Premier Credit Card to begin the application process.
- Fill out the application form: Provide necessary business details such as your business name, tax ID, annual revenue, and other financial information required.
- Review the terms and conditions: Make sure to carefully read the card’s terms, benefits, fees, and other important details before proceeding.
- Submit your application: After filling out the form and reviewing the information, submit your application for review by Chase.
- Wait for approval: Once your application is submitted, Chase will review your details and let you know the outcome. If approved, you’ll receive your card soon.
Once you’ve completed these steps, you can easily request your Chase Ink Business Premier Credit Card through the official website.
Who Is the Chase Ink Business Premier Credit Card For?
The Chase Ink Business Premier Credit Card is tailored for businesses with substantial annual expenses seeking straightforward cash back rewards. It’s particularly beneficial for:
- High-Spending Businesses: Ideal for companies with significant annual expenditures, especially those frequently making large purchases of $5,000 or more.
- Businesses Preferring Simplicity: Suitable for businesses that prefer a flat-rate cash back system without the complexity of rotating categories or spending limits.
- Companies with Limited International Travel: Since rewards cannot be transferred to airline and hotel partners, businesses not heavily invested in travel loyalty programs may find this card fitting.
However, businesses with lower annual expenses or those seeking transferable rewards might consider other options more aligned with their needs.
Is the Chase Ink Business Premier Credit Card Worth It?
The Chase Ink Business Premier Credit Card is ideal for businesses with high spending, offering 2.5% cash back on purchases over $5,000. It’s perfect for companies making large investments.
However, the card’s $195 annual fee might not justify the rewards for businesses with lower expenses. For businesses that don’t frequently make large purchases, other cards might offer better value.
If your business regularly spends big and wants a straightforward cash-back structure, this card can provide excellent returns. But if you’re focused on travel rewards or lower fees, it might not be the best fit.
Answers to the Most Common Questions About Chase Ink Business Premier Credit Card
The Chase Ink Business Premier Credit Card offers cash back rewards for businesses with significant spending. It’s ideal for businesses making large purchases regularly.
Yes, earn a $1,000 bonus cash back after spending $10,000 in the first 3 months. It’s a great incentive to start using the card.
Yes, you can add employee cards at no additional cost, giving you better control over spending. This also helps earn rewards faster.
Cash back rewards can be redeemed through Chase Ultimate Rewards for statement credits, travel, or gift cards. The process is quick and easy.