The Chase Ink Business Unlimited Credit Card gives business owners 1.5% cash back on every purchase.
You can also earn a $750 cash bonus after spending $6,000 in the first 3 months. It’s a solid way to boost your business budget right away.
If that sounds useful for your business, this might be a good time to head to the official site and start your application.
All the details about the Chase Ink Business Unlimited Credit Card
The Chase Ink Business Unlimited Credit Card is built for small business owners who want simple, unlimited rewards on everyday spending. It gives you 1.5% cash back on everything — no categories, no limits.
You also get a $750 welcome bonus, no annual fee, and access to Chase Ultimate Rewards®, one of the most flexible redemption platforms out there. It’s a great mix of value and ease.
Keep reading to see how the card works, what benefits it brings, and how to apply for the Chase Ink Business Unlimited Credit Card in just a few steps.
Main details of the card
Unlimited 1.5% Cash Back on Every Purchase
Earn a flat 1.5% cash back on all your business purchases — no rotating categories, no limits, and no restrictions to worry about.
$750 Welcome Bonus for New Cardmembers
Receive a $750 cash back bonus after spending $6,000 in the first 3 months — a big reward for your everyday business expenses.
No Annual Fee to Keep More Money in Your Business
Enjoy all the perks and features this card offers without paying any yearly fee, helping your business cut down on extra costs.
0% Intro APR on Purchases for 12 Months
Pay no interest on purchases for the first year after opening your account — perfect for startups or growing businesses.
Free Employee Cards with Individual Spending Limits
Add employee cards at no extra cost and set custom spending limits to keep better control while earning rewards faster.
Flexible Chase Ultimate Rewards® Redemption Options
Use your points for cash back, gift cards, travel bookings, or Apple products — all through one easy-to-use rewards platform.
How the Chase Ink Business Unlimited Credit Card Works?
The Chase Ink Business Unlimited Credit Card is designed to give business owners a flat 1.5% cash back on every purchase they make. There’s no need to track categories or activate offers — the rewards apply automatically.
Your cash back doesn’t expire as long as your account stays open and in good standing. You can redeem rewards anytime for statement credits, direct deposits, travel, or gift cards through Chase Ultimate Rewards®.
The card has no annual fee, and it includes business-friendly features like free employee cards, spending controls, and protections on purchases and travel — all built to support long-term growth.
How Chase Ink Business Unlimited Credit Card Helps with Business Expenses:
To better understand how the Chase Ink Business Unlimited Credit Card can support your business, here’s a breakdown of its key features that assist in managing your business finances:
| Feature | Details |
| Expense Tracking | Easily track and manage your business expenses with integrated reports |
| Separate Business and Personal Expenses | Keep personal and business spending separate for easier tax reporting |
| Cash Flow Management | Make payments and hold onto cash longer by using the card for purchases |
| Business Credit Building | Use the card to help establish a solid credit history for your business |
Disclaimer: Results may vary based on usage and account status. Always review terms and conditions before applying.
How to Apply for the Chase Ink Business Unlimited Credit Card?
To get started with your application for the Chase Ink Business Unlimited Credit Card, follow these easy steps:
- Visit the Official Website: Head to the official Chase website to find the card application page.
- Fill Out the Application Form: Provide your business details, including your legal business name, annual revenue, and Tax Identification Number (TIN) or Employer Identification Number (EIN).
- Review Your Credit Score: Make sure you meet the required credit score range (typically 670 or higher) before submitting your application.
- Provide Personal Information: You’ll need to include your personal information, including your social security number and contact details.
- Submit Your Application: Once everything is filled out correctly, submit your application for review by Chase.
Who is the Chase Ink Business Unlimited Credit Card for?
The Chase Ink Business Unlimited Credit Card is ideal for business owners who need a straightforward, no-fuss rewards card. Below are the key business types that can benefit most from this card:
- Small business owners and freelancers: This card is great for people running their own business or side hustles, offering easy-to-use rewards and expense tracking tools.
- Businesses with varied expenses: If your business spends across multiple categories, the flat 1.5% cash back on every purchase makes it a solid choice.
- New entrepreneurs: If you’re just starting out, this card’s simple rewards structure can help you easily earn cash back without worrying about complex spending categories.
For business owners who value simplicity and flexibility in managing expenses, the Chase Ink Business Unlimited Card is a great option.
Is the Chase Ink Business Unlimited Card Worth It?
The Chase Ink Business Unlimited Credit Card offers a simple way to earn cash back on every purchase. With no annual fee and unlimited 1.5% cash back, it’s perfect for many business owners.
For those looking for flexibility, the card provides a generous $750 welcome bonus after spending $6,000 in the first 3 months. This offer adds significant value right from the start.
However, if your business spends more in specific categories, other cards with higher rewards in those areas might be better. Still, this card is a great option for regular business expenses.
Answers to the Most Common Questions About Chase Ink Business Unlimited Card
The Chase Ink Business Unlimited Credit Card is a business credit card that offers unlimited 1.5% cash back on all purchases. It also provides a $750 bonus after spending $6,000 in the first 3 months, plus 0% intro APR for 12 months on purchases.
Both established businesses and sole proprietors can apply. Freelancers and gig workers are also eligible, as long as they have a good to excellent credit score for approval.
You can redeem your rewards for cash back, travel, gift cards, or use them through Chase Ultimate Rewards for various products and services.
Yes, you can add employee cards at no additional cost, helping you manage spending across your business while earning rewards faster.