Citi AAdvantage Platinum Select Mastercard

The Citi AAdvantage Platinum Select Mastercard offers 75,000 bonus miles after you meet the spending goal. 

The Citi AAdvantage Platinum Select Mastercard offers 75,000 bonus miles after you meet the spending goal. 

Get travel perks like free checked bags, boarding priority, and savings on in-flight purchases — all built for travelers.

If these rewards sound good, visiting the official site to apply for the Citi AAdvantage Platinum Select Mastercard might be worth it.

Everything You Need to Know About the Citi AAdvantage Platinum Select Mastercard

The Citi AAdvantage Platinum Select Mastercard is built for frequent American Airlines travelers, offering miles on everyday spending and exclusive travel perks.

Cardholders enjoy benefits like a first checked bag free, preferred boarding, and 25% savings on inflight food and drinks. Plus, there are no foreign transaction fees, making it a great option for international travel.

Keep reading to see how the Citi AAdvantage Platinum Select Mastercard works and find out how easy it is to apply and start earning miles.

Main details of the card

First Checked Bag Free

Skip the baggage fees and check your first bag for free on domestic American Airlines flights — plus your travel companions on the same reservation.

Preferred Boarding

Get on the plane early with preferred boarding, giving you extra time to grab overhead bin space and settle in comfortably.

25% Savings on Inflight Food and Drinks

Save 25% when you buy food and beverages on American Airlines flights using your card — a nice perk that adds up over time.

No Foreign Transaction Fees

Use your card worldwide without worrying about extra charges — perfect for international trips and shopping abroad.

Earn Miles on Everyday Spending

Rack up 2 AAdvantage® miles per $1 at restaurants, gas stations, and with American Airlines — plus 1 mile per $1 everywhere else.

$125 American Airlines Flight Discount

Spend $20,000 in a year and get a $125 flight discount from American Airlines — a solid reward for loyal travelers.

How the Citi AAdvantage Platinum Select Mastercard Works?

This card earns 2 AAdvantage® miles per $1 spent at restaurants, gas stations, and American Airlines — and 1 mile per $1 on everything else. Miles stack up quickly, ready to redeem for flights or upgrades.

On top of rewards, you get key travel perks like free checked bags and preferred boarding on American Airlines flights, making your trips smoother and more affordable.

Spend $20,000 a year and get a $125 flight discount — plus, with no foreign transaction fees, it’s built for both domestic and international travelers.

Overview of Citi AAdvantage Platinum Select Mastercard Benefits

Before applying, it’s good to know the key perks that come with the Citi AAdvantage Platinum Select Mastercard. Below is a simple breakdown of the main benefits:

BenefitDescription
2X MilesEarn on dining, gas, and AA purchases
75,000 Bonus MilesAfter spending $3,500 in the first 4 months
Free Checked Bag1st bag free on AA domestic flights
Preferred BoardingPriority boarding on American Airlines flights
No Foreign Fees$0 fees on international purchases

Disclaimer: Benefits and offers may vary. Always check the official Citi website for the most updated information.

How to Apply for the Citi AAdvantage Platinum Select Mastercard?

Follow these 5 simple steps to apply for the Citi AAdvantage Platinum Select Mastercard online:

  1. Check Your Credit Score: Ensure your credit score is at least 670 to improve your chances of approval.
  2. Visit the Official Citi Website: Navigate to the official Citi website and find the Citi AAdvantage Platinum Select Mastercard application page.
  3. Complete the Application Form: Fill in your personal details such as name, address, Social Security Number (SSN), income, and employment status.
  4. Submit Your Application: Review your information and submit your application through the website.
  5. Wait for Approval: Citi will process your application and notify you of their decision within a few days.

Who Should Get the Citi AAdvantage Platinum Select Mastercard?

The Citi AAdvantage Platinum Select Mastercard is tailored for individuals who frequently fly with American Airlines and seek to maximize their travel rewards. It’s particularly beneficial for:​

  • Frequent American Airlines Travelers: If you often fly with American Airlines, this card offers valuable perks like free checked bags and preferred boarding.
  • Everyday Spenders Seeking Travel Rewards: Those who spend regularly on dining and gas can earn double miles, accelerating their journey to free flights. ​
  • Occasional Flyers Looking for Low Fees: With a $0 intro annual fee for the first year, then $99, it’s a cost-effective choice for moderate travelers.

However, if you rarely fly with American Airlines or prefer a card with no annual fee and simpler rewards, you might consider other options.

Is the Citi AAdvantage Platinum Select Mastercard Worth It?

For frequent American Airlines travelers, the card offers great value with free checked bags and miles on everyday purchases. These perks make the annual fee worthwhile.

If you fly occasionally, the $99 annual fee may not justify the benefits unless you travel frequently with American Airlines. However, the bonus miles can still be valuable.

For those who rarely fly with AA, a different card with no annual fee or broader rewards may be a better choice. Consider your travel habits before applying.

Answers to the Most Common Questions About Citi AAdvantage Platinum Select Mastercard Card

What are the primary benefits of the Citi AAdvantage Platinum Select Mastercard?

The card offers 2 AAdvantage® miles per $1 on dining, gas, and eligible American Airlines purchases. Plus, it includes a free first checked bag and priority boarding on domestic flights with American Airlines.

Is there an annual fee for the Citi AAdvantage Platinum Select Mastercard?

Yes, there’s a $0 introductory annual fee for the first year, then it’s $99 annually after that. The fee is waived for the first year, which makes it an attractive option initially.

How do I redeem AAdvantage miles earned with this card?

AAdvantage miles can be redeemed for flights, upgrades, car rentals, hotel stays, and vacation packages. The miles can also be used with American Airlines and its global airline partners.

What is the minimum payment due each month for this card?

The minimum payment due is either $41 or 1% of the statement balance, plus any interest and fees. This ensures your payments are manageable, even if you carry a balance.


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