The Discover it Student Chrome is a student-friendly credit card offering 2% cashback at gas stations and restaurants.
This card is perfect for students who want to earn rewards on everyday expenses while building a solid credit history.
If you’re ready to earn cashback and build credit, visit the official website and apply for the Discover it Student Chrome card today!
Everything You Need to Know About the Discover it Student Chrome Card
The Discover it® Student Chrome card helps students build credit while earning rewards on everyday purchases. It’s a great starter card with no annual fee.
This card gives students 2% cash back at gas stations and restaurants, plus 1% on everything else—perfect for covering common college expenses while earning back a little extra.
Keep reading to learn how the Discover it Student Chrome credit card works, what makes it stand out, and how to apply to start building your credit history today.
Main details of the card
No Annual Fee
You won’t have to worry about paying a yearly fee just to keep your Discover it® Student Chrome active, which is perfect for students on a budget.
2% Cashback on Gas and Restaurants
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter — a great perk for students who commute or enjoy eating out.
1% Unlimited Cashback on All Other Purchases
Whether you’re shopping for school supplies or groceries, you’ll automatically get 1% cash back on every other purchase, with no limits.
Unlimited Cashback Match in Your First Year
At the end of your first year, Discover will match all the cashback you earned — so if you earn $100, they’ll turn it into $200 automatically.
0% Intro APR for 6 Months
Enjoy 0% interest on purchases for the first six months, giving you time to pay off big expenses like textbooks or electronics without extra costs.
Freeze It® Feature for Extra Security
If you ever misplace your card, you can freeze new transactions instantly through the Discover app or website, keeping your account protected.
How the Discover it Student Chrome Card Works?
The Discover it Student Chrome earns 2% cash back at gas stations and restaurants (up to $1,000 quarterly), plus 1% on everything else. Rewards are automatic and simple to track.
Students get a 0% intro APR for six months on purchases, helping with school expenses. After that, a variable APR between 17.24% and 26.24% applies.
Applying is easy — just share your school and income info online. Responsible use helps build credit since Discover reports to all three major credit bureaus.
Discover it Student Chrome Mobile App Features
The Discover it Student Chrome mobile app offers useful features that help students manage their card easily and stay on top of their credit activity:
| Feature | Available? | Benefit |
| Credit Score Monitoring | ✅ Yes | Free access to your FICO® Score |
| Instant Card Freeze (Freeze It®) | ✅ Yes | Pause new purchases anytime |
| Spending Alerts | ✅ Yes | Set alerts for spending and payments |
| Rewards Tracking | ✅ Yes | Track and redeem cashback easily |
Disclaimer: Features may vary based on app updates and user eligibility. Always check the Discover app for the latest tools available.
How to Apply for the Discover it Student Chrome?
Getting the Discover it Student Chrome credit card is simple when applying through the official website. Follow the steps below:
- Visit the official Discover website: Go to the Discover it Student Chrome credit card page to start your application.
- Select “Apply Now”: Begin your secure online application directly from the official page.
- Fill out your personal and school information: Include your full name, Social Security number, school details, and expected graduation date.
- Provide your income details: List any part-time jobs, internships, or other income sources that help determine your credit limit.
- Review and submit your application: Carefully check all information and submit the form for a quick approval decision.
Who Should Apply for the Discover it Student Chrome?
The Discover it Student Chrome card is perfect for college students who want to build a solid credit history while earning rewards on their everyday purchases. It’s especially beneficial for those who:
- Frequently spend on gas and dining: Earn 2% cashback at gas stations and restaurants, on up to $1,000 in combined purchases each quarter.
- Are new to credit: No prior credit history is needed to qualify, making it a great option for students just starting to build credit.
- Value no annual and international transaction fees: With no annual fee and no charges for foreign transactions, it’s great for students who travel or study abroad.
However, if you don’t spend much in these categories or prefer rewards in other areas, it might be worth exploring other cards that better match your spending habits.
Is the Discover it Student Chrome Worth It?
For students who match the above profile, the Discover it Student Chrome offers significant benefits. The Cashback Match in the first year is a big bonus, as it doubles your cashback earnings.
Additionally, the 0% intro APR for the first 6 months on purchases helps manage larger initial expenses effectively without accruing interest.
However, it’s crucial to use the card responsibly by paying your bills on time and avoiding carrying a balance. This way, you can maximize the rewards and build a strong credit history.
Answers to the Most Common Questions About Discover it Student Chrome Card
The Discover it Student Chrome is a student-focused credit card offering cashback rewards on gas and restaurant purchases. It also provides benefits like no annual fee and tools to help build credit history.
To use your Discover it Student Chrome Card responsibly, make all payments on time, pay at least the minimum due each month, and consider paying your balance in full to avoid interest charges.
No, a full-time job isn’t required. Applicants must provide income information, which can include part-time job earnings, allowances, or other income sources to qualify.
Yes, by using the Discover it Student Chrome Card responsibly, you can build your credit. Discover reports your card activity to all three major credit bureaus.