The BMO AIR MILES Mastercard helps you earn rewards on daily purchases. No annual fee makes it even better.
With 3 Miles per $25 at partners, 2 Miles at grocery stores, and 1 Mile on all other purchases, rewards add up easily.
If you want a no-fee card with great perks, visit the BMO website and start your application today.
How does the BMO AIR MILES Mastercard work?
The BMO AIR MILES Mastercard lets you earn 3 Miles per $25 spent at AIR MILES Partners, 2 Miles at eligible grocery stores, and 1 Mile everywhere else. This helps cardholders accumulate rewards effortlessly.
Miles earned can be redeemed for travel, shopping, gift cards, or cashback. The card also comes with an 800 Bonus Miles welcome offer, which is worth $80 in AIR MILES Cash rewards.
All about the BMO AIR MILES Mastercard Card
The BMO AIR MILES Mastercard® is a no-annual-fee credit card designed to help users earn AIR MILES Reward Miles on everyday purchases. It’s ideal for those who want to accumulate travel and shopping rewards.
Cardholders earn Miles faster by shopping at AIR MILES Partners, eligible grocery stores, and on general purchases. The more you use the card, the closer you get to redeeming valuable rewards.
Want to know how to apply and maximize your benefits? Keep reading to learn how this card can work for you.
Advantages of the BMO AIR MILES Mastercard
No Annual Fee
The BMO AIR MILES Mastercard comes with no annual fee, making it an affordable option for anyone looking to earn rewards without extra costs.
3x AIR MILES on Partner Purchases
Earn 3 AIR MILES for every $25 spent at participating AIR MILES Partners, accelerating your rewards on everyday purchases.
2x AIR MILES at Grocery Stores
Get 2 AIR MILES for every $25 spent at eligible grocery stores, helping you earn more Miles during your routine shopping trips.
1x AIR MILES Everywhere Else
For every $25 spent on all other purchases, you’ll earn 1 AIR MILE, making the card valuable for all types of spending.
800 AIR MILES Welcome Bonus
New cardholders can earn an 800 AIR MILES Bonus, which equals up to $80 in rewards toward future purchases.
Fuel Discounts at Shell
Enjoy up to 7 cents off per litre on Shell fuel, available exclusively for BMO cardholders, helping you save on gas.
Comparison of BMO AIR MILES Mastercard Rewards
Here’s a quick comparison of how the BMO AIR MILES Mastercard rewards you across different categories of spending.
| Spending Category | Reward | Per $25 Spent |
|---|---|---|
| AIR MILES Partners Purchases | 3x AIR MILES | 3 AIR MILES |
| Eligible Grocery Stores | 2x AIR MILES | 2 AIR MILES |
| Other Purchases | 1x AIR MILES | 1 AIR MILE |
| Shell Fuel Purchases | Up to 7 cents/litre off | – |
Disclaimer: Rewards and redemption options are subject to change. Always refer to the official BMO AIR MILES Mastercard website for the latest details.
How to Apply for the BMO AIR MILES Mastercard?
Applying for the BMO AIR MILES Mastercard is a quick and easy process. Follow these simple steps to get started and start earning rewards.
- Visit the Official Website: Head to the BMO AIR MILES Mastercard page on the BMO website.
- Click on “Apply Now”: Look for the “Apply Now” button to begin your application.
- Fill Out the Application Form: Provide your personal and financial information, including income details.
- Review Your Information: Double-check your details before proceeding to ensure everything is correct.
- Submit Your Application: After reviewing, submit your application and wait for approval.
Who Is the BMO AIR MILES Mastercard For?
The BMO AIR MILES Mastercard is tailored for individuals seeking to earn rewards on everyday purchases without incurring an annual fee. It’s particularly suitable for:
- Frequent Shoppers at AIR MILES Partners: Those who regularly shop at participating AIR MILES retailers can maximize their rewards, earning 3 Miles for every $25 spent.
- Grocery Shoppers: Customers spending at eligible grocery stores benefit from earning 2 Miles per $25 spent, making routine shopping more rewarding.
- General Consumers: With 1 Mile earned for every $25 spent elsewhere, this card appeals to individuals looking to accumulate rewards on a variety of purchases.
Additionally, those who prefer a no-annual-fee credit card with opportunities for travel and merchandise rewards will find this card appealing.
Is the BMO AIR MILES Mastercard Worth It?
The BMO AIR MILES Mastercard is a great option for those looking to earn rewards without paying an annual fee. It allows users to accumulate AIR MILES on everyday purchases, making travel and cashback more accessible.
However, the card is most beneficial for those who shop frequently at AIR MILES Partners and eligible grocery stores. If most of your spending falls outside these categories, you may earn rewards at a slower pace.
For frequent shoppers and travelers, this card is a smart choice. With fuel discounts, purchase protection, and a welcome bonus, it provides solid value for responsible cardholders.
Frequently Asked Questions About the BMO AIR MILES Mastercard Card
The BMO AIR MILES Mastercard is a no-annual-fee credit card that allows cardholders to earn AIR MILES Reward Miles on everyday purchases, which can be redeemed for travel, merchandise, or cash rewards.
You can apply for the BMO AIR MILES Mastercard online through the BMO website or by visiting a BMO branch.
No, the BMO AIR MILES Mastercard has no annual fee, making it a cost-effective option for earning rewards.
Yes, cardholders can save up to 7 cents per litre on Shell V-Power premium fuel and 2 cents per litre on all other Shell fuels when using their linked BMO AIR MILES Mastercard at Shell stations.