The BMO eclipse Visa Infinite Privilege Card earns 5x points on dining, groceries, gas, drugstores, and travel.
Enjoy a $200 lifestyle credit, six airport lounge visits, and travel insurance. With exclusive perks, this card enhances every purchase.
If you want a top-tier rewards card, now might be a great time to apply through the official BMO website.
How does the BMO eclipse Visa Infinite Privilege Card Work?
This card maximizes rewards by offering 5x points on daily spending categories, helping you accumulate points quickly. You also receive a 25% bonus on points when you add an authorized user.
A standout feature is the $200 annual lifestyle credit, which can be used for purchases of your choice. This helps offset the card’s $599 annual fee while providing flexibility.
Additionally, cardholders enjoy luxury travel perks, premium insurance coverage, and exclusive concierge services, making it ideal for frequent travelers and high spenders.
Main details of the card
The BMO eclipse Visa Infinite Privilege Card is a high-end credit card designed for individuals seeking premium rewards and exclusive benefits. It enhances everyday spending with elevated earning potential and lifestyle perks.
This card provides 5x BMO Rewards points on key categories like dining, groceries, gas, drugstores, and travel. All other purchases earn 1 point per dollar, making it a powerful rewards card.
If you’re looking for luxury perks, enhanced travel benefits, and premium rewards, this card may be the perfect fit. Keep reading to learn how it works and how to apply.
Benefits of the BMO eclipse Visa Infinite Privilege Card
Visa Airport Companion Membership
Get 6 complimentary airport lounge visits per year, providing comfort and relaxation before your flights. Enrollment is required to access this exclusive benefit.
Priority Airport Services
Skip long security lines with Priority Security Lane access at select Canadian airports, plus valet and parking discounts.
Luxury Hotel Perks
Enjoy exclusive benefits at Visa Infinite Luxury Hotels, such as complimentary breakfast, late checkout, and room upgrades when available.
$200 Annual Lifestyle Credit
Receive a $200 credit each year, which can be used toward lifestyle purchases, helping to offset the annual fee.
5x BMO Rewards Points on Key Categories
Earn 5 points per dollar spent on dining, groceries, travel, drugstores, and gas, accelerating your reward potential.
Comprehensive Travel Insurance
Get coverage for emergency medical expenses, trip cancellations, lost baggage, and rental car protection when traveling.
Purchase Protection & Extended Warranty
Your purchases are covered with theft and damage protection for up to 120 days, plus an extended manufacturer warranty.
Exclusive Dining & Wine Events for Cardholders
Enjoy unique dining and wine experiences as a BMO eclipse Visa Infinite Privilege Card holder. These events offer VIP access to top chefs, private tastings, and curated culinary experiences.
| Event Type | Description |
|---|---|
| Visa Infinite Dining Series | Curated dining experiences with top chefs |
| Wine Country Experiences | Private vineyard tours & wine tastings |
| Exclusive Reservations | Priority booking at high-end restaurants |
| Personalized Recommendations | Tailored concierge dining suggestions |
Disclaimer: Event availability may vary by location and is subject to change without notice.
How to Apply for the BMO eclipse Visa Infinite Privilege Card?
Applying for this BMO card is quick and straightforward. Follow the steps below to submit your request through the official BMO website.
- Visit the BMO Website: Access the BMO Credit Cards section and select this card.
- Check Eligibility: Ensure you meet the income and credit score requirements.
- Fill Out the Application: Enter your personal and financial details as requested.
- Submit Any Documents: Upload proof of income or identification, if required.
- Wait for Approval: Once reviewed, your BMO card will be mailed to you.
Who Is the BMO eclipse Visa Infinite Privilege Card Best Suited For?
The BMO eclipse Visa Infinite Privilege Card is tailored for individuals seeking premium rewards and exclusive benefits. Ideal candidates include:
- High-Income Earners: Applicants should have a minimum annual income of $150,000 individually or $200,000 as a household.
- Frequent Travelers: Those who travel often can benefit from complimentary airport lounge access and comprehensive travel insurance.
- Heavy Spenders in Bonus Categories: Individuals who spend significantly on groceries, dining, gas, travel, and drugstore purchases will maximize the 5x BMO Rewards points earning potential.
Is the BMO eclipse Visa Infinite Privilege Card Worth It?
This card offers high value for frequent travelers and big spenders in bonus categories. The $200 lifestyle credit helps offset the $599 annual fee effectively.
With airport lounge access, priority security, and travel insurance, it’s ideal for those who travel often. The 5x rewards on key categories maximize earning potential.
If you spend little on dining, travel, or groceries, the benefits may not justify the cost. Assess your spending habits before applying.
Frequently Asked Questions About the BMO eclipse Visa Infinite Privilege Card
The annual fee is $599, and each additional authorized user costs $99 per year. This fee grants access to premium travel perks and high reward rates.
Cardholders earn 5x points on dining, groceries, gas, drugstores, and travel, while all other purchases receive 1 point per dollar spent.
Yes, new users can earn up to 120,000 BMO Rewards points after meeting spending requirements, making it a strong incentive to apply.
This card includes six complimentary airport lounge visits, priority security lane access, and exclusive hotel perks, enhancing the travel experience.