The Ink Business Premier Credit Card provides 2.5% cash back on qualifying purchases and 5% on travel through Chase Travel.
You’ll also get a $1,000 welcome bonus and no foreign transaction fees. This card’s benefits are great for growing businesses.
If your business could benefit from these rewards, applying for the Ink Business Premier Credit Card might be the right move.
How the Ink Business Premier Credit Card Works?
The Ink Business Premier Credit Card requires full monthly payments, helping manage cash flow and avoid interest.
For larger purchases, the Flex for Business feature gives you the option to carry a balance with interest—offering added flexibility when you need it most.
Earn 2.5% cash back on purchases of $5,000+ and 2% on all others. Redeem through Chase Ultimate Rewards for cash back, travel, or gift cards.
All the details about the Ink Business Premier Credit Card
The Ink Business Premier Credit Card is made for businesses that spend a lot and want better rewards. It’s issued by Chase and focuses on high-value purchases.
You’ll earn 2.5% cash back on purchases of $5,000 or more, and 2% on everything else. Plus, travel booked through Chase Travel℠ earns 5%, adding more value to your business trips.
Keep reading to see exactly how this card works and what makes it different. You’ll also find out how to apply and start using it for your business today.
Benefits of the Ink Business Premier Credit Card
$1,000 Welcome Bonus
Get a one-time $1,000 cash back bonus after spending $10,000 in the first 3 months—an ideal boost for businesses with upfront costs or large purchases coming soon.
2.5% Cash Back on Large Purchases
Earn unlimited 2.5% cash back on every transaction of $5,000 or more, turning major business expenses into serious reward opportunities.
2% Cash Back on Everyday Purchases
Receive 2% unlimited cash back on all other business purchases, with no categories to track or limits to worry about.
5% Cash Back on Chase Travel
Book flights, hotels, and more through Chase Travel℠ and earn 5% cash back—great for businesses that travel frequently or book trips in advance.
Flex for Business Feature
Qualifying purchases over $500 can be paid over time with interest, giving you extra breathing room when managing large or unexpected expenses.
Free Employee Cards with Spending Limits
Issue additional cards for employees at no extra cost, with the ability to set individual limits and earn rewards on team purchases.
Business Types That Can Benefit Most from the Ink Business Premier Card
This table highlights the types of businesses that can take full advantage of the rewards offered by the Ink Business Premier Credit Card:
| Business Type | Why It’s a Good Fit |
| Advertising Agencies | High monthly ad spend = bigger rewards |
| Wholesalers & Distributors | Frequent large-volume orders qualify for 2.5% cash back |
| Travel-Focused Companies | Earn 5% on Chase Travel purchases |
| Tech Startups | Equipment and software purchases over $5,000 = big returns |
| Construction & Contracting | High material and project costs align well with reward tiers |
Disclaimer: The benefits listed may vary based on business spending habits and eligibility for the Ink Business Premier Credit Card.
How to Apply for the Ink Business Premier Credit Card?
To apply for the Ink Business Premier Credit Card, follow these simple steps directly on the Chase website. This process is straightforward and will guide you through the necessary steps for approval:
- Visit the official Chase website: Navigate to the business credit card section on Chase’s official site to start the application process.
- Fill out the application form: Provide your business details, including financial information and company specifics, to complete the form.
- Review your business eligibility: Make sure your business meets the necessary requirements for approval.
- Submit your application: Double-check the information provided and submit your application for review.
- Wait for approval: After submission, you will receive a response on whether your application has been approved.
Who Is the Ink Business Premier Credit Card For?
The Ink Business Premier Credit Card is ideal for businesses with substantial spending. Here are some types of businesses that would benefit most from this card:
- High monthly expenses: Businesses with significant spending can benefit from the cash-back rates offered by the card.
- Need for payment flexibility: The Flex for Business feature allows qualifying purchases to be paid over time with interest, giving businesses more financial flexibility.
- Frequent business travel: Earn 5% cash back on travel booked through Chase Travel, perfect for businesses that travel often.
- Need for employee cards: Add employee cards at no extra cost, set individual spending limits, and earn rewards faster.
This card is best suited for businesses with high annual expenses who can justify the $195 annual fee and take full advantage of the rewards it offers.
Is the Ink Business Premier Credit Card Worth It?
If your business makes high-value purchases, the Ink Business Premier Credit Card helps maximize cash-back rewards. However, consider the $195 annual fee before applying.
Make sure your business meets the spending requirements to justify the fee. If your spending is lower, other cards may provide more value for your business.
While the card offers great rewards, it’s worth noting that its points cannot be transferred to other Chase cards or travel partners, limiting some redemption options.
Frequently Asked Questions About the Ink Business Premier Credit Card
The Ink Business Premier Credit Card is a business charge card offered by Chase, designed for businesses with substantial spending needs. It provides cash-back rewards on purchases and includes various business-related benefits.
This card offers unlimited 2.5% cash back on purchases of $5,000 or more and 2% cash back on all other business purchases. Additionally, earn 5% cash back on travel booked through Chase Travel.
The Flex for Business feature allows qualifying purchases to be paid over time with interest, providing flexibility while maintaining the discipline of full monthly payments.
Yes, the card offers travel protections such as trip cancellation/interruption insurance and auto rental collision damage waiver. Additionally, earn 5% cash back on travel booked through Chase Travel.