The Ink Business Unlimited Credit Card lets you earn 1.5% cash back on every purchase made for your business, with no categories to track.
With a $750 bonus for new cardholders, your business gets a strong start, plus access to great benefits for easier financial management.
Therefore, if you want to take full advantage of these benefits, it might be a good idea to head to the official site and start your application.
How the Ink Business Unlimited Credit Card Works?
The Ink Business Unlimited Credit Card earns 1.5% cash back on every purchase, with no limits or categories to track. Rewards are automatic and apply to all business spending.
It also includes a $750 welcome bonus and 0% intro APR for 12 months. These features make it easier to handle early expenses and manage cash flow.
Cash back can be redeemed through Chase Ultimate Rewards® for statement credits, travel, gift cards, and more. Everything is managed online in one simple platform.
All the details about the Ink Business Unlimited Credit Card
The Ink Business Unlimited Credit Card is a business credit card issued by Chase, tailored for entrepreneurs and small business owners.
It simplifies rewards by offering a flat-rate cash back on all purchases, eliminating the need to track spending categories. This makes it an ideal choice for businesses with diverse expenses.
If you’re interested in learning how to apply for the Ink Business Unlimited® Credit Card and maximize its benefits, continue reading for a comprehensive guide.
Main Benefits of the Ink Business Unlimited Credit Card
Unlimited 1.5% Cash Back
Earn 1.5% cash back on every eligible business purchase with no categories, caps, rotating offers, or enrollment required.
$750 Welcome Bonus
Get a $750 cash back bonus after spending $6,000 in just 3 months — an easy, valuable early reward opportunity.
0% Intro APR for 12 Months
Take advantage of 0% intro APR on purchases for the first 12 months, helping your business manage bigger upfront expenses.
No Annual Fee
Enjoy all rewards, travel perks, and card protections year-round with zero annual fee — no extra or surprise charges.
Free Employee Cards
Add employee cards for free, set individual spending limits, monitor usage, and earn more rewards on business-related purchases.
Purchase Protection
Receive strong purchase protection covering new items from damage or theft for 120 days, up to $10,000 per approved claim.
Eligibility & Application Requirements
Before applying, it’s important to know what Chase generally looks for in applicants. Here’s a quick summary of the key requirements:
| Requirement | Details |
| Business Type | Sole proprietor, LLC, Corporation, partnership, or other |
| Credit Score | Good to Excellent (typically 670 or higher recommended) |
| Business Revenue | No stated minimum, but consistent income strengthens approval |
| U.S. Business Address | Required to complete the application |
| EIN or SSN | Must provide Employer ID Number or Social Security Number |
| Length of Business History | New and established businesses are both considered |
Disclaimer: Requirements may vary based on individual credit profile and Chase’s internal criteria.
How to Apply for the Ink Business Unlimited Credit Card?
Applying for the Ink Business Unlimited Credit Card is a simple process. Just follow these steps to get started with your application:
- Visit the official Chase website to start the application process for the Ink Business Unlimited® Credit Card.
- Provide your business details, including your Tax ID or Social Security Number, and business address.
- Enter your financial information, such as annual revenue and credit score range, to help Chase assess your application.
- Review the terms and conditions of the card, including the rewards program and interest rates, to ensure it fits your business needs.
- Submit your application and wait for Chase to process your request and provide a decision.
Who Is the Ink Business Unlimited Credit Card For?
The Ink Business Unlimited Credit Card is perfect for various types of business owners looking for simplicity and efficiency in their business finances. This card is particularly recommended for:
- Small business owners and freelancers: For individuals who want a straightforward rewards structure without needing to track spending categories.
- Businesses with varied expenses: For companies making purchases in multiple categories who prefer consistent rewards on all purchases.
- Entrepreneurs who value simplicity: For those who prefer not to manage multiple cards or track rotating rewards categories.
However, if your business has significant expenses in specific categories like travel or office supplies, you may want to consider other cards that offer higher rewards in those areas.
Is the Ink Business Unlimited Credit Card Worth It?
The Ink Business Unlimited Credit Card is a solid option for business owners seeking a simple rewards program. With 1.5% cash back on all purchases, it’s easy to earn rewards across the board.
The card’s $750 bonus after spending $6,000 in the first three months is a valuable perk. Additionally, the 0% intro APR for 12 months gives businesses time to manage large purchases without paying interest.
If your business spends heavily in specific categories, other cards may offer better rewards. However, it’s a great choice for simplicity and consistent benefits.
Frequently Asked Questions About the Ink Business Unlimited Credit Card
The Ink Business Unlimited® Credit Card offers 1.5% cash back on all business purchases. You also receive a $750 bonus after spending $6,000 in the first 3 months.
Yes, you earn unlimited 1.5% cash back on every purchase made for your business, with no categories to track or limits to worry about.
Rewards can be redeemed for cash back, gift cards, travel, and other options through Chase Ultimate Rewards®, providing flexibility for business owners.
Yes, you can add employee cards at no extra cost. This allows you to set individual spending limits and earn rewards faster.